Queries

Take A Super Top-Up Plan To Enhance Health Cover  Jeebyam Borah Can I get a super top-up health insurance plan on my existing health cover? Yes, you can get a super top-up health insurance on your existing health plan, based on your age, medical history and current health.   Here are some points to keep in mind while going for a super top-up plan: 1. It will have all the terms and conditions of starting a new health insurance policy, including the waiting periods (those that apply initially, for specifics and for existing diseases).   2. With individual health insurance, an individual super top-up policy is available; with floater health insurance, you need to go for a floater super top-up policy.   3. One needs to have at least a Rs 5 lakh-cover individually, and Rs 5 lakh multiplied by the number of members if it’s a floater plan. However, you can have...