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From The Street To The Screen Capital and money markets have always been at the forefront of technology adoption, so it is not surprising that the access to these through apps has zoomed. However, this also necessitates the need for stringent checks and balances so that investor trust is not eroded. It will take just a few cases of fraud and malpractice to gain media attention for most retail investors to shy away from using digital avenues of investing. The ease of payments has definitely made lives easier, but I also worry about how easy it has become to get defrauded. With Net banking, it takes about two layers of passwords and OTPs, and some secret questions in many cases, before the account holder can transfer even a few thousands. This is on top of having to add beneficiaries. However, with UPI (be it through Paytm, Phonepe, Gpay or any other app), there is hardly any barrier. The...