5 Tax Benefits On Health Insurance Policies For Elderly

Himani Verma

Section 80C

Those aged 60 and above can avail of tax benefits of up to Rs 50K on health insurance premiums under section 80D of the Income Tax Act. 

Buying Policy For Senior Parents

Children paying insurance premiums for senior parents can also avail of Rs 50K deduction, besides Rs 25K for individual health insurance.

Maximum Limit

The maximum deduction limit is Rs 1 lakh, if senior citizens buy health insurance for themselves and their senior parents.

Preventative Check-up

The Income Tax Department provides tax deductions of Rs 5,000 for preventive health check-ups, adjusted within the Rs 50,000 limit

Multi-Year Policy Payment

Senior citizens can pay their premiums for one, two or three years at once to avail of hefty discounts from insurers.

Compiled By Himani Verma

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