Over the five-year period, as on January 31, a lump sum investment of Rs 1 lakh made in the fund at inception would have grown to around Rs 2.51 lakh, translating into a compound annual growth rate (CAGR) of 20.06 per cent. In comparison, the benchmark Nifty 500 TRI delivered a CAGR of 15.47 per cent over the same period.
A tool to better understand non-financial risks and sidestep pitfalls – risk-weighted investments
While fixed deposits still remain a familiar choice, individuals with higher spending power are moving towards guaranteed return plans to diversify their options.
The government has made the new tax regime the default option. Is it the right time for taxpayers to finally ditch exemptions and switch to it?
Finance ministry begins drafting Financial Inclusion 2.0 roadmap, focusing on credit inclusion, rural banking expansion, digital payments, insurance and pension coverage by 2047
According to a study by Edelweiss Mutual Fund, most flexi cap funds in India typically run with relatively low cash levels. An analysis of average, minimum and maximum cash holdings over the last three years shows that for a large part of the category, average cash positions remain below 4 per cent.
Yield to maturity is a key metric used by bond investors. Learn how important it is and what the calculation is to arrive at it
RBI's draft norms are aimed at strengthening advertising, marketing and sales practices to cover third-party products, agency business and digital interfaces
Form 12BBA in the Income-tax Act, 1961, has been replaced by Form 125 in the Income-tax Act, 1925. This Form is used as a declaration by the Pensioners to get exemption from filing ITR under certain conditions
Any plunge you take needs to be well-planned because the middle-class can often not afford to take the risk of leaving a regular income stream
While it’s simpler to open a new business or a small venture in India, the shutdown process can be a nightmare. Simplifying the exit process is crucial to give an opportunity to failed founders to learn from their mistakes and try again. We give you a lowdown on how to open a start-up and how to close one should you lose interest or are unable to sustain it.
The FM made small tweaks to ease the lives of the common people, but income tax slabs, deductions and other tax benefits remain the same. Here’s how the changes will affect investors, taxpayers, consumers and seniors
Coupled with the implementation of the Income-tax Act, 2025, the proposals announced in Union Budget 2026 are expected to simplify tax laws and enhance overall ease of compliance by overcoming practical challenges
As the country’s GDP grows, the size of the Union Budget grows as well. This time, the Budget announced no big-bang measures, like the previous Budget. Instead, Budget 2026 touches you subtly through small measures and a thrust on long term
Retirement is not just about cavorting on the beach with a glass of wine, but also about coming to terms with loss and trauma, and re-picking yourself to find a purpose. Riley Moynes, TED speaker, podcaster and author, discusses the challenges retirees face and how they can overcome them, in an interview with Nidhi Sinha, Editor, Outlook Money
It’s common to assume that buying during market dips can enhance returns. We ran numbers to see what happens if you invest in a plain SIP and compared it with scenarios when you topped up during market dips. The results will shock you
An analysis of Nippon Indian Large Cap Fund
Base policies are proving to be inadequate because of rising medical costs and premiums. To ensure a large coverage at affordable rates, they need to be combined with a super top-up insurance that takes care of rising family claims
At 63, Murli Sundrani doesn’t come across as the typical retired gentleman. He treks, goes on world tours, is pursuing multiple courses, and is financially savvy, too
A step-by-step guide to withdraw funds from NPS account
The issue is not that we consume more than our grandparents did, the issue is when we link our identity and self-worth to our lifestyle
SIP Returns Beat Bank FDs’ Over Long Term
Invest 5-10% In Silver Through SIPs For Portfolio Diversification
The Securities and Exchange Board of India (Sebi) has changed how mutual fund expenses are disclosed by introducing the base expense ratio (BER). Previously, investors kept a track of their mutual fund expenses through the total expense ratio (TER), which combined fund management fees with taxes and statutory charges, such as goods and services tax (GST) and securities transactions tax (STT). This made it difficult for investors to see what fund houses actually charged. In contrast, BER includes only the core expenses of running a mutual fund scheme, and statutory charges are disclosed separately.
SIPs are most often spoken of in the language of patience. They are associated with retirement, children’s education, and other goals that sit comfortably a decade or two away.
India’s market leadership rotates between large, mid and small caps, and flexi cap funds are built to rotate with it.
How to turn trends into portfolios using discipline valuation checks and sensible sizing for investors
In uncertain macro periods, they can lean defensive without abandoning equities when conditions improve later
Business cycle mutual funds aim to navigate volatility by changing exposures as macro conditions evolve
Indian Railways offers 45 per cent concession on an average to all persons and the same applies to senior citizens. There is no separate subsidy for senior citizens
