In India, life insurance isn’t legally mandatory, but financially, it’s one of the first things you should get right. And within life insurance, term plans are the most straightforward way to do it.
The biggest perk of regular payments when receiving regular payments is pure peace of mind. It stops a grieving family from making rushed, emotional decisions with a massive pile of cash or, worse, falling prey to smooth-talking scammers
Moving from Pune to Dehradun helped reduce his monthly expenses by nearly 70 per cent, reshaping his approach to retirement planning and lifestyle costs
Sebi has proposed easing intraday borrowing rules for mutual funds to help them manage liquidity mismatches more efficiently. Here’s what could change and why it matters
The EPFO is set to automate withdrawals of EPF’s final retirement funds and account migrations when an employee changes employers
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Crypto exchange WazirX has launched crypto futures trading in India after restarting its operations
Calculate & Plan your future with ICICI Prudential Life's retirement calculator
For depositors, there is no real shift in how TDS on bank interest will be applied. The threshold-based system continues, and banks will deduct tax only when interest exceeds the prescribed limits
The Commission observed that insurers cannot continue accepting premiums and keep policies alive for years, only to later invoke technical grounds after the insured person’s death to avoid liability
Most phishing attempts rely on emotional pressure rather than technical complexity. The email may insist that immediate action is needed within a few hours
According to a WEF report, only 27 per cent of Indian adults are considered to be financially literate, roughly half the figure for the UK and the US
Most sales conversations naturally focus on benefits, coverage amounts, and attractive features, because those are easier to communicate and align with what buyers want to hear, but it’s important to get into the details to avoid surprises at the time of making a claim
The IT sector has buckled under the pressure of AI disruption and global uncertainty, with stocks falling 35-40 per cent. Does this correction present a buying opportunity, or is there more pain ahead?
Real-life reactions to the ongoing market volatility and downturns and the lessons people learn from such events. There’s something for you too
Direct mutual fund plans are costefficient. You can invest in them either online, or offline by visiting the fund house or registrar offices
Several resident welfare organisations operate with little accountability. Improved governance could be the way out, but there’s no solution in sight yet
One-size-fits-all investment strategies and age based pension schemes are ill-suited for the population that has different saving habits and risk appetite
For freelancers and gig employees with irregular income, creating a baseline budget for regular expenses can help them plan their finances better, including allocating funds for investing
Risk should always be viewed in context. When investing, pay heed to your risk tolerance and risk capacity, but always let the latter decide the way. It will stack the deck in your favour
From the pandemic to recessions to social media pressure, Gen Z face unique challenges. Recognising the fallouts is the key to deal with them
Move Equity To Debt 1-2 Years Prior To Goal
How To Invest For Retirement With Moderate Risk Appetite
The Central Pay Commission is a government-appointed panel that decides how much central government employees should be paid and how their benefits should evolve over time. Since the setting up of the first CPC in 1946, these reviews have shaped how millions of government employees are compensated. On November 3, 2025, the 8th CPC was constituted to provide its recommendations within 18 months. The proposed revisions are expected to touch around five million central government employees, and around 6.80 million pensioners.
Retirement planning is often reduced to a single, intimidating question: How big should the number be? For many investors, this obsession with a corpus figure creates more anxiety than clarity. In reality, retirement is not about reaching a magical amount in the bank.
In today’s fast-evolving world, aspirations extend far beyond one’s professional journey. For many, retirement marks the beginning of a new chapter—a chance to pursue long-held passions, spend more time with loved ones, travel, or simply enjoy the comfort of financial independence.
GIFT City gives Indian families a smarter tax efficient way to protect wealth across borders and currencies
The case for a True Sense Multi Asset Investment Mentor in today’s market
Flexicap investing gives you the discipline to hold quality and the freedom to move
Specialised Investment Funds are rewriting the rules of risk for the modern equity investor
Thematic investing rewards those who understand cycles, not just stories and sectors
The 16th All India Pension Adalat was held in Delhi between May 12 and 13, and resolved nearly 74 cases on the spot, which involved 37 different ministries and departments. Most of the cases involved the Ministry of Defence, the Ministry of Home Affairs, and the Ministry of Railways
