6 Ways Homemakers Can Optimise Retirement Planning

Outlook Money

Improve Financial Knowledge

Homemakers can develop financial knowledge by reading, listening, watching relevant resources and participating in family financial matters.

Educating yourself in financial matters

Save 

As homemakers, they can focus more on savings.

Savings

Use Social Security Schemes

Take advantage of retirement-focused saving schemes, such as the National Pension System (NPS), Public Provident Fund (PPF), etc.

NPS and PPF

Get Insurance And Save For Emergency

Retirement planning is incomplete without risk coverage. So, get life and health insurance for the family for emergencies.

Insurance and emergency coverages

Open A Joint Account

Joint ownership ensures equal access to financial resources and facilitates collaborative financial planning.

Joint Accounts

Estate Planning

It is essential to plan to pass on the assets after death to loved ones while staying financially independent during their lifetime.

Compiled By Himani Verma

Estate Planning

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