Outlook Money
Credit cards come packed with benefits that go far beyond basic transactions. When used wisely, these perks can help you cut expenses, enjoy premium services, and get more value from every purchase.
Most credit cards give customers cashback rewards when they use their card for buying groceries, paying for fuel and other utility bills. The points you earn from shopping enable you to acquire gift vouchers and air miles which help you spend less money.
The costs of dining out and entertainment build up fast, yet numerous credit cards provide discounts through their partnerships with restaurants and movie theaters. Usually credit cards offer discounts ranging from 10 per cent to 40 per cent on dining bills at particular restaurants.
Credit cards provide multiple benefits to their users when they travel. The airport lounge access comes as a free benefit to all passengers who qualify for the program. The free meals and Wi-Fi access and comfortable seating at lounges enable travellers to save up money.
Premium credit cards offer free health and wellness benefits which include complimentary health check-ups, reduced gym fees, and access to wellness programs. These benefits help you save a lot of money on your medical and fitness costs.
Fuel expenses are a significant part of the monthly budget for many. The fuel surcharge waiver program offered by some credit card companies enables customers to achieve savings while they refuel their vehicles at every gas station.
Credit cards often have tie-ups with retail stores to provide special shopping discounts and exclusive deals. Cardholders receive major price reductions for various items throughout the festive seasons and sales events.
Premium credit cards offer concierge services that assist users with travel arrangements, event bookings, and personal shopping needs.