Outlook Money
Money-Saving Tricks Gen Z Actually Uses
Gen Z saves differently. These are the practical, everyday money-saving habits that actually help them stretch their funds.
UPI Rewards Over Credit Points
Gen Z actively hops between UPI apps to maximise cashback offers. These small rewards build up, especially on regular spending.
Shared Subscriptions
Instead of paying for individual accounts, Gen Z splits OTT and music subscriptions among trusted friends. This reduces monthly digital expenses by sharing it across people.
Buying Pre-Owned
Gen Z prefers thrift stores, Instagram sellers, and verified refurbished platforms for clothes and gadgets which often offer discounts.
BNPL Only for Planned Purchases
Buy Now Pay Later is used cautiously. Only big, intentional purchases are split into installments.
Flash-Sale Sniping for Big Savings:
Gen Z actively tracks app-based flash sales on platforms using price-drop alerts to buy essentials at the lowest possible price.
Travel Off-Season
Gen Z times trips during discounts and off-peak periods. Cheaper flights, lower hotel rates, and fewer crowds make the experience more affordable and enjoyable.
Cooking At Home
Ordering in is reserved for weekends. Simple weekday meals cooked at home bring down monthly food spending without forcing a lifestyle overhaul.
Resale Culture
Clothes, electronics, and accessories are regularly sold on platforms like OLX and Instagram. The quick resale mindset helps recycle money and reduce clutter.
Tracking Expenses
Instead of spreadsheets, Gen Z uses built-in UPI passbooks to monitor spending. Quick checks before the weekend stop impulse purchases.