Outlook Money
The size of the retirement corpus is based on factors such as the expected inflation rate, expected lifestyle, post-retirement goals, etc. Once the size is decided, one has to plan investment to get closer to the goal.
To compensate for the deviation, one should adjust between return, size of investment and tenure depending on the situation.
1. If you can’t invest adequately, focus on a higher return on investment increase the tenure or apply both.
If the return on investment is lower, then increase the tenure, invest a higher amount or apply both.
If one wants to retire early i.e., the total tenure of investment is reduced, then focus on a higher return on investment, investment of a higher amount should be done or both.