Small Savings Scheme Interest Rates Unchanged: Here's What You Need To Know

Outlook Money

Interest Rates

The interest rates of the small savings scheme remain unchanged from April-June 2025, according to the government.

Interest Rate

Schemes With Stable Interest Rates

The schemes include: the Public Provident Fund (PPF) with an interest rate of 7.1 per cent and Post Office Savings Deposit at 4 per cent.

Interest Rates

Schemes

The interest rates for the Sukanya Samriddhi Yojana (SSY) remain at 8.2 per cent and for Senior Citizen Savings Scheme (SCSS) at 8.2 per cent.

Scheme

Schemes Continued

For Five-Year Recurring Deposit (RD), the interest rate remains at 6.7 per cent and for Three-Year Fixed Deposit, it remains at 7.1 per cent.

Interest Rates

Why Schemes Remain Popular

Due to the provided security and comparatively higher interest rates than traditional bank savings accounts, these government-supported savings schemes attract investors. 

Scheme

Interest Rates And Economic Conditions

Interest rates on these small saving schemes are quarterly revised by the government, while considering the economic and market conditions.

Economic Conditions

Investors' Help

Investors investing in these schemes help make informed decisions about financial. As a result, the returns are not impacted by the fluctuating market. 

Investors' Help

Role of Small Savings Schemes

Small savings schemes direct household savings into the economy for productive investment.

Scheme

Unified Pension Scheme: Here's What You Need To Know

Read More