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There has been an increase in UPI scams recently. One of the most common UPI scams involved replacing authentic QR codes with fraudulent ones. Scammers exploit the fact that people often rush when scanning QR codes.
1. Use A Separate Account For Making UPI Payments: A separate bank account can be used for making UPI payments, with a restricted amount of money in it. This ensures that any potential scam would result in minimal loss.
Before using a QR code to make a payment, one should verify the receiver's name and details. one should also try to avoid using QR codes for payment at suspicious places. It is better to use cash.
If one does not trust a person, payments with QR codes should not be made.
One should not hurry when making UPI transactions. One must verify the link or the platform before scanning the code or making a payment.
One must always use official apps for UPI transactions. Always download such apps from the Google Play Store or Apple App Store.