Wedding Insurance: All You Need To Know

Outlook Money

Why Wedding Insurance

It offers essential protection for non-refundable costs, including coverage for event cancellations, jewellery theft, and other issues. Even for a simple wedding with a smaller guest list and simpler decorations, expenses can still be considerable. Insurance guarantees that these investments are safeguarded against unforeseen events.

Wedding Insurance Coverage

Wedding insurance offers essential protection by reimbursing non-refundable expenses like venue and catering costs due to extreme weather, covering lost or stolen valuables such as bridal jewellery, providing liability coverage for guest injuries, and safeguarding against theft or damage to wedding setups, etc.

What to look for in wedding Insurance Policies

When choosing a wedding insurance policy, couples should prioritize comprehensive coverage that addresses event cancellation coverage, jewellery theft protection, liability and accident coverage, etc.

Exclusions

The majority of policies exclude coverage for pre-existing conditions or situations known prior to buying the policy, and cancellations stemming from personal conflicts between the bride, groom, or their families are generally not covered.

Customized Wedding Insurance

Wedding insurance can be customized in a way to meet specific needs, especially for destination or outdoor weddings that may be affected by weather. It includes event cancellation, property coverage and liability protection, etc.

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