There are ‘n’ number of funds to choose from and one has to scrutinise several factors, besides just past returns,...
Fixed-income funds lend stability to your portfolio, have better cash flow visibility, and help preserve capital. They...
You may include small- and mid-caps in your portfolio for diversification, but understand that they may not replicate...
There are expectations that Reserve Bank of India (RBI) will cut interest rates in 2024, following the US and Euro zone...
It’s generally accepted that Ulips are not as investor-friendly as mutual funds. They allow no easy exit, and have...
Pure play equity and debt funds are staple, but you could also invest in a hybrid fund from the six categories defined...
Recent data released by RBI revealed that the net savings of households dropped to a five-decade low, leading to...
The Finance Act, 2023 has taken away the indexation benefit from debt mutual funds but those having 35-65 per cent...
You can get a significant tax advantage in arbitrage funds if the holding period is over a year, but remember that it...
The most important thing to consider while reviewing your portfolio is whether it is still serving your financial...
Hybrid funds are being favoured with changes in tax laws. Two of these are arbitrage funds and equity savings funds....
As liquidity in the banking system is neutral now from surplus earlier, there would be competition among banks for...
With the interest rate hike cycle by RBI at its fag end, discussions in the market on the case for investing in...
If you have invested in debt mutual funds or planning to buy one, this would be the appropriate time, as yields will...
Retirement places one at a crucial fork in one’s life in terms of money management. That’s why its critical to...
The interest rates of small savings schemes are currently much lower than the reference rate they are pegged to. Hence,...
You may increase the instalment amount when market levels are lower, and vice-versa, to maximise returns from STP. You...
Though there have been no major cases of defaults since March 2020, credit risk funds are for those who can stomach the...
In volatile market conditions, aggressive hybrid funds, which were earlier known as balanced funds, offer a valuable...
Debt fund returns are muted for now, but as and when the interest rates stabilise, you will get better returns, driven...