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Home »  Author »  Joydeep Sen
Be Wary Of The Small And Mid Cap Rally
29 April 2024

Be Wary Of The Small And Mid Cap Rally

You may include small- and mid-caps in your portfolio for diversification, but understand that they may not replicate...

What 2024 Holds For Debt MFs
06 February 2024

What 2024 Holds For Debt MFs

There are expectations that Reserve Bank of India (RBI) will cut interest rates in 2024, following the US and Euro zone...

How Ulips Compare With MFs
30 December 2023

How Ulips Compare With MFs

It’s generally accepted that Ulips are not as investor-friendly as mutual funds. They allow no easy exit, and have...

Know Your Hybrid Funds
30 November 2023

Know Your Hybrid Funds

Pure play equity and debt funds are staple, but you could also invest in a hybrid fund from the six categories defined...

Why Is India Saving Less?
01 November 2023

Why Is India Saving Less?

Recent data released by RBI revealed that the net savings of households dropped to a five-decade low, leading to...

How Indexation Works In MFs
03 October 2023

How Indexation Works In MFs

The Finance Act, 2023 has taken away the indexation benefit from debt mutual funds but those having 35-65 per cent...

Taking Advantage Of Arbitrage Funds
29 July 2023

Taking Advantage Of Arbitrage Funds

You can get a significant tax advantage in arbitrage funds if the holding period is over a year, but remember that it...

When, Why, How Of Portfolio Review
31 May 2023

When, Why, How Of Portfolio Review

The most important thing to consider while reviewing your portfolio is whether it is still serving your financial...

Hybrid Fund Options In Lieu Of Debt
30 April 2023

Hybrid Fund Options In Lieu Of Debt

Hybrid funds are being favoured with changes in tax laws. Two of these are arbitrage funds and equity savings funds....

More Scope For Deposit Rate Hike
31 March 2023

More Scope For Deposit Rate Hike

As liquidity in the banking system is neutral now from surplus earlier, there would be competition among banks for...

The Case For Long-Maturity Funds
28 February 2023

The Case For Long-Maturity Funds

With the interest rate hike cycle by RBI at its fag end, discussions in the market on the case for investing in...

Fiscal Deficit Target Boosts Bonds
04 February 2023

Fiscal Deficit Target Boosts Bonds

If you have invested in debt mutual funds or planning to buy one, this would be the appropriate time, as yields will...

How To Ensure Regular Cash Flow?
31 December 2022

How To Ensure Regular Cash Flow?

Retirement places one at a crucial fork in one’s life in terms of money management. That’s why its critical to...

Rising G-Sec Yields Signal Rate Hike
29 October 2022

Rising G-Sec Yields Signal Rate Hike

The interest rates of small savings schemes are currently much lower than the reference rate they are pegged to. Hence,...

Optimising Systematic Transfer Plan
30 September 2022

Optimising Systematic Transfer Plan

You may increase the instalment amount when market levels are lower, and vice-versa, to maximise returns from STP. You...

Credit Risk MFs: Is The Worst Over?
30 August 2022

Credit Risk MFs: Is The Worst Over?

Though there have been no major cases of defaults since March 2020, credit risk funds are for those who can stomach the...

Balancing Between Debt And Equity
28 July 2022

Balancing Between Debt And Equity

In volatile market conditions, aggressive hybrid funds, which were earlier known as balanced funds, offer a valuable...

Muted For Now, Not Forever
28 June 2022

Muted For Now, Not Forever

Debt fund returns are muted for now, but as and when the interest rates stabilise, you will get better returns, driven...

How To Measure Risk In Debt Funds
27 May 2022

How To Measure Risk In Debt Funds

Volatility levels in debt funds are lower than in equity funds. That said, it is always advisable to gauge the risks...

Know The Risks To Your Debt Funds
28 April 2022

Know The Risks To Your Debt Funds

Mutual funds as a vehicle are robust, but investors should know of the risks that debt funds face to avoid shocks due...