UCO Bank, BOM, HDFC Bank, And North East Small Finance Bank Revise FD Rates, Up To 8.50 For Seniors

Four banks, including UCO Bank, Bank of Maharashtra, HDFC Bank, and North East Small Finance Bank, revised and reduced interest rates on their fixed deposits (FDs) during the week ending June 28, 2025. This is the last week of the quarter, and a review of small saving deposit rates is also due. Experts predict that these rates may be adjusted downward. In light of falling interest rates, seniors who typically seek steady and fixed returns should consider whether this is the right time to lock in their funds. It would be wise for them to review their portfolios now and adjust their investment instruments and proportions for a stable cash flow.

They may check the latest FD rates of banks that revised interest during this week.

UCO Bank

The bank revised the rates on June 23, 2025. It offers a 0.25 per cent (25 basis points or bps) additional rate to seniors on FDs up to one year and 0.50 per cent (50 bps) on FDs of more than one year. Here are the rates for seniors:

• 6.50 per cent for one year

• 6.70 per cent for above one year to 443 days

• 7.10 per cent for 444 days

• 6.70 per cent for 445 days to two years

• 6.65 per cent for above two years to three years

• 6.60 per cent for above three years to five years

• 6.50 per cent for above five years

Bank Of Maharashtra

Bank of Maharashtra FD revised its FD rates on 27, 2025. It offers the highest 7.20 per cent to seniors on 366 days FD. Other tenure interest rates for seniors, including additional interest rates of 50 bps, are:

• 6.70 per cent for one year

• 6.70 per cent for above one year to two years

• 6.70 per cent for above two years to three years

• 6.60 per cent for above three years to five years

• 6.60 per cent for above five years

Its special FD rates for seniors are:

• 7.20 per cent for 366 days

• 7.10 per cent for 555 days

• 6.60 per cent for 1777 days (Green Deposit)

HDFC Bank

It revised FD rates on June 25, 2025, and now offers seniors a maximum of 7.10 per cent. It reduced interest rates for 15-18 months tenure by 25 bps to 6.85 per cent. For seniors, HDFC Bank FD rates are:

• 6.75 per cent for one year to less than 15 months

• 6.85 per cent for 15 months to less than 18 months

• 7.10 per cent for 18 months to less than 21 months

• 6.95 per cent for various tenures between 21 months and three years

• 6.90 per cent for various tenures between three years 1 day and five years

• 6.65 per cent for five years 1 day to 10 years

North East Small Finance Bank

North East SFB revised its FD interest on June 27, 2025. Seniors can avail of a maximum of 8.50 per cent. Here are the latest rates for seniors:

• 7.00 per cent for six months 1 day to 12 months

• 8.00 per cent for 12 months 1 day to 18 months

• 8.50 per cent for 18 months 1 day to 18 months 2 days

• 8.25 per cent for 18 months 3 days to 36 months

• 8.25 per cent for 36 months 1 day to 60 months

• 6.75 per cent for 60 months 1 day to 120 months