Integrity is the key to a healthy lifestyle, he believes. And, financial integrity is inseparable when it comes to a better living. Luke minds his money with as much care with which he mends your lifestyle. He believes that anything not budgeted, not controlled, or not given attention, tends to slip away. Hence, when it comes to managing money, he always works around the principles of investing smart, not living on credit, or spending beyond means, but on things that really matter. He likes to invest in experience and memories than mere materials that depreciate over time. “At a financial and business level, I manage money by keeping the costs low. But I invest in the right set of people and spare no costs on them because when you have the best people, you also get the best work done,” he says. Luke distributes his investments across fixed deposits, equities, mutual funds, insurance and property. But, what matters most is life. Luke believes that the biggest and the most important investment for an individual is wellbeing. “You may have a lot of money invested in stock markets, but if your health is not taken care of, then soon the sickness can drain out all your wealth. Investing in wellbeing must be the top-most priority, and then comes everything else.”