Over 44 Per Cent Of Gen Z Investors Began Investing Through Crypto, Says WazirX Report

Young Indians are becoming an increasingly important part of the country’s financial landscape. As International Youth Day is observed on August 12, the focus also turns to how the younger generation is approaching money, investing and wealth creation.

According to WazirX’s International Youth Day 2026 release, crypto has become an entry point into investing for many of its Gen Z users, with 44.4 per cent beginning their investment journey through digital assets.

How Is Gen Z Shaping Crypto Investing In India

The data shows that Gen Z accounted for around 72 per cent of all new investors on WazirX in the first half of 2026. The generation also made up 32.1 per cent of active traders on the platform, while the median age of its Gen Z investors was 25.

Gen Z participation on the platform also extends beyond India’s biggest cities. Nearly 80 per cent of WazirX’s Gen Z users came from outside the country’s top 10 cities. Mumbai and Delhi continued to have the highest individual concentration of users.

The data also provides a look at how Gen Z investors are allocating their crypto portfolios. Around 25 per cent was allocated to established blue-chip cryptocurrencies, while memecoins accounted for 16 per cent. The remaining 59 per cent was spread across utility-focused categories such as decentralised finance (DeFi), Layer-2 ecosystems and payment tokens.

Among Gen Z users on the platform, 79.6 per cent reported annual incomes between Rs 1 lakh and Rs 5 lakh. Students accounted for 40 per cent of the group, followed by salaried professionals at 33 per cent and self-employed users at 27 per cent.

How Gen Z Responds To Crypto Market Volatility

The data also shows how younger investors behave when crypto markets become volatile. Around 52.8 per cent of Gen Z users bought during mild market corrections, while 43.7 per cent continued buying even on the worst trading days.

The platform said the average investment size among Gen Z users remained nearly the same during major market declines as on normal trading days. This suggests that market volatility did not necessarily lead all young investors to reduce their participation.