EPFO Orders Interest Credit For EPF Accounts, Updated Passbooks May Take Time To Reflect Balance

The Employees’ Provident Fund Organisation (EPFO) has issued an order and directed its Additional Central PF Commissioners (ACCs) and ACC-in-charge, zonal offices, and all Regional Provident Fund Commissioners - I (RPFCs) and office-in-charge of regional offices, to credit the employee provident fund (EPF) annual interest to subscribers’ accounts.

According to the order dated July 1, 2026, issued by the Ministry of Labour and Employment, “The Ministry of Labour and Employment, Government of India, has conveyed the approval of the Central Government under Para 60(1) of Employees' Provident Fund Scheme, 1952 to credit interest @ 8.25% for the Financial Year 2025-26 to the account of each member of the EPF Scheme as per the provisions under Para 60 of EPF Scheme, 1952.”

Every year, the central board of trustees (CBT) of the EPFO recommends the interest rate to the Ministry of Finance, and once the government ratifies the rate, the EPFO issues an order to begin crediting interest to subscribers’/members’ accounts.

For the financial year 2025-26, the CBT recommended the rate in March 2026, which was approved by the Finance Ministry in June, 2026. Following ratification, EPFO issued the order on July 1, to credit the amount.  

Subscribers can now expect interest to be credited soon. However, post the seven-day-long data consolidation and system upgradation process, EPFO’s portal and UMANG website are offering limited access.

EPFO offers different options for subscribers to view their passbook or check their EPF balance. But, at present, the ‘passbook view’ option on the UMANG App and the ‘balance check’ option through SMS and missed call are not working. The EPFO member portal has started working; however, it has limited accessibility.

The portal is providing passbook details, but these are updated only until May 2026.

According to the EPF website, the software upgrade has been completed, and member services have been made live. However, it also mentions that as part of the post-migration stabilisation process, claims and service requests will be processed in a phased manner with additional verification to ensure accuracy during the initial two-week period. Until then, subscribers may face longer-than-usual processing times for claims and certain services.

So, if you want to check your passbook details, interest credit, or make a claim for an advance withdrawal, remember that some of the options may not be working at all, or may be at a slower speed due to a system upgrade. Meanwhile, EPFO urges subscribers to cooperate during this post-migration period and not make repeated requests.