Investment is a pre-requisite for everyone be it a salaried individual, a wage earner or a business person. Investment helps grow your wealth and enhances your affordability thus providing a good standard of living. A good standard of living doesn’t only require you to live in a well-built home or wear good clothes but access to proper healthcare, proper nutritious food and a cover for expenses during an emergency. The parameters for these investments as well as the considerations change during the post-retirement phase as your income stream stops and longevity becomes more important than the growth. Risk tolerance also decreases therefore you should make careful and well-informed decisions. Where pre-retirement investment should focus on growth, post-retirement must focus on preservation. There are other factors as well that a person to consider while reinvesting their corpus.