Analysts Tip Digitap ($TAP) As Promising Coin Over Remittix And BlockchainFX

As carnage continues in the ongoing crypto market collapse, investors are rapidly rotating to fintech-focused crypto presales. Payments and fintech apps have historically delivered larger multipliers to early entrants than other sectors. 

Of the potential candidates, Digitap ($TAP), Remittix ($RTX), and BlockchainFX ($BFX) stand out as leading altcoins to buy. But only $TAP offers huge potential, as the world’s first omni-bank with Visa integration and a working product available on iOS and Android.

Mainly because of its delivered utility, analysts have earmarked it as the best crypto to buy now among all contenders. At current prices, a major growth would place $TAP above $3.0.

Remittix: Effective Crypto-To-Fiat Transfers But Adoption Remains An Issue

Remittix has entered the payments sector with a plan to make global transfers easier. The pitch focuses on speed, zero FX fees, and a smoother way to move money without relying on old systems. The main target audience is online merchants who need to accept crypto for payments, while remaining legally compliant. Thus far, it has raised an impressive $28M.

Remittix has a strong market use case as a way to pay crypto into fiat bank accounts. On the business side, merchant accounts can be set up through a Remittix API. The fees are transparent, with a flat charge for cross-border transfers and no FX fees or hidden costs. Existing providers offer fiat-to-fiat (Wise, Stripe) or crypto-to-crypto (Coinbase, Kraken). But Remittix is distinguished by offering crypto-to-fiat payments using local payment networks.

Yet while it has a strong value proposition, there are issues with scale, utility, and adoption. As it operates in a relatively small niche of crypto-to-fiat payments, mainly for online merchants, its addressable market is a fraction of what it could be. Furthermore, there is no delivered product to customers, as Google and Apple apps have yet to be released.

There is also a danger that a next-gen omni-bank will subsume its functionality and offer additional services, making it redundant. The project has outlined a path for future integrations. However, competition in this space is strong, and users want proven volume before they trust a new model.

BlockchainFX: Advanced Crypto Exchange In Beta Mode

BlockchainFX is a crypto exchange designed to give users full control over trading and investment. The platform offers a secure environment where traders can buy, sell, and exchange digital assets with low fees. It emphasizes speed and reliability, providing advanced charting and liquidity options suitable for both retail users and professionals. It has seen nearly $12M of investment thus far.

It positions itself as a central hub for active traders and crypto enthusiasts looking for a comprehensive and flexible exchange platform that balances performance, accessibility, and financial incentives. The system maintains high standards of security and compliance, with three smart contract audits completed.

Passive income plays a large role in the advertising model deployed by BlockchainFX. According to the website, token holders can earn up to $25,000 USD for staking. Holders earn USDT rewards every time the token is traded. The exchange also has a marketing angle of being an early-stage Coinbase ecosystem.

It offers over 500 assets, merging stocks, options, ETFs, indices, and crypto in one ecosystem for trading. However, it is worth noting that the exchange is operational only in a beta phase. This means that investors are still investing in a theoretical product that has yet to be tested in a real-world setting.

Digitap: World’s First Omni-Bank With No Ceiling On Growth

As a comprehensive omni-bank, Digitap stands out among fintech altcoins to buy. It offers deposits, withdrawals, transfers, payments, and swaps, within a single app supporting both crypto and fiat. It further offers invoicing, payroll, multi-currency IBANs,24/7 support, and zero-KYC access. The variety of offerings has prompted over $2.2M of smart money investment in just over 2 months.

As an omni-bank, it subsumes the functionality of most other payments and remittances providers. Its exchange is live for swaps across hundreds of coins. Most importantly, the product is live on Android and iOS, while most fintech crypto presales remain theoretical. Investors can test the product before allocating any capital.

From a price perspective, $TAP trades at a 76% discount from its listing price of $0.14. That’s an automatic multiplier of nearly 5x from its current cost of $0.0334, just for holding. It further offers a big staking APY along with a 50% token burn. Users can make payments at Visa-compatible terminals worldwide - restaurants, cafes, shops, online stores - and earn rewards each time they spend.

Digitap is also coming off the back of an immensely successful Black Friday campaign, which saw a big spike in crypto presale activity and sustained user engagement. It allowed value-seeking investors to get even entry points and take advantage of specific deals and discounts.

Why $TAP Has Promising Potential As The Best Crypto To Buy

Not many coins have a promising potential. But $TAP has a live product, Visa compatibility, and a compelling use case as the world’s first omni-bank. It seeks to target the billions of globally unbanked and a huge payments industry. If it penetrates a segment of these markets, its price could go parabolic, like early-stage fintech coins such as XRP or BNB.

Both the Remittix and BlockchainFX crypto presales have potential as notable altcoins to buy. But with no working products and a more limited target audience, neither can be regarded as the best crypto to buy now. A globally accessible superapp combining crypto and fiat is what the market is truly looking for.

Digitap is Live NOW. Learn more about their project here:

• Presale: https://presale.digitap.app

• Website: https://digitap.app

• Social: https://linktr.ee/digitap.app

• Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway

Disclaimer: This story is not part of Outlook Money's editorial content and was not created by Outlook Money journalists.