Banking-focused crypto projects are becoming one of the biggest narratives of late 2025, especially as the market continues to go through sharp corrections and retail confidence in traditional altcoins fades.
Banking-focused crypto projects are becoming one of the biggest narratives of late 2025, especially as the market continues to go through sharp corrections and retail confidence in traditional altcoins fades.
Investors are searching for real utility, financial stability, and products that actually work in the real world. This is precisely why banking-layer crypto presales are exploding in popularity. They offer something the market desperately lacks: accessible financial infrastructure powered by blockchain. And among all banking projects, one name clearly separates itself as the best crypto to buy now—Digitap ($TAP).
The platform has just rolled out its global Visa-backed, no-KYC crypto card, a massive milestone that instantly pushed presale demand even higher. Digitap has also officially crossed $2 million raised, positioning itself as one of the fastest-growing crypto presale projects in the market. This new crypto project is becoming one of the most compelling altcoins to buy before 2026.
Digitap is the world’s first true omni-bank, and offers a single account that manages both traditional finance and crypto with no friction. Inside the app, users can store and move multiple fiat currencies alongside over 100 cryptocurrencies, which makes it one of the most versatile banking systems on the market.
One of Digitap’s core innovations is its Visa-backed no-KYC crypto card, now live for global markets. Anyone can sign up and instantly receive a lite version of the card without uploading documents. For freelancers, digital nomads, underbanked communities, and crypto-heavy earners, this feature alone removes the biggest barrier in modern fintech.
The app is already fully operational across iOS, Android, and Web, enabling users to convert crypto into fiat in seconds, move funds internationally, and spend money anywhere Visa is accepted. This makes Digitap incredibly useful during severe crypto crashes, when preserving liquidity becomes essential and traditional exchanges slow down or lock withdrawals. Instead of waiting, users can simply swap and spend instantly.
Digitap also integrates FX conversions, multi-rail payment routing, and domestic and cross-border transfers in one interface. Every financial action (sending, receiving, saving, swapping, or spending) happens natively inside the ecosystem.
Digitap’s tokenomics are structured for longevity and real utility. The total supply of 2,000,000,000 $TAP is distributed with 44% for the presale, 13% for marketing, 12% for giveaways, 10% for CEX/DEX listings, 7% for treasury reserves, 9% allocated to staking, 4% for development, and only 1% for the team—locked for five years.
The buyback-and-burn system is one of Digitap’s strongest value drivers. Half of all platform profits are used to buy back $TAP tokens from the open market, after which 50% of those tokens are permanently burned, and the remaining 50% are distributed to stakers as passive income.
The momentum grows inside the crypto presale, with Digitap now $2.1 million raised and more than 130 million $TAP tokens sold. The presale launched at $0.0125 and has already climbed to $0.0326, which showed high growth in just a few weeks. This is one of the fastest upward curves among all altcoins to buy this quarter.
The next presale increase is scheduled at $0.0334, and Digitap has confirmed a listing price of $0.14, signaling a large upside gap still available for early participants. This kind of structured, transparent, and utility-backed fundamentals is why Digitap is widely considered one of the best crypto to buy now.
Digitap stands out because it offers what banking crypto projects have been promising for years; real financial tools that people can use today. The Visa-backed crypto card, multi-currency wallet, global payments, instant swaps, and a functioning mobile app set Digitap apart from speculative projects.
While most presales are still preparing MVPs, Digitap is already onboarding users, processing transactions, and expanding internationally. In contrast to traditional altcoins that rely on market sentiment, Digitap’s value is tied directly to real financial activity. With the potential for billions of dollars in global payments to flow through the omni-bank model, $TAP is positioned to be the next big thing in crypto.
Investors are increasingly treating Digitap as the best crypto to buy now, especially as market uncertainty grows and users seek stable utility-based ecosystems. With the next price jump locked in at $0.0334 and an upcoming listing at $0.14, the window for early-stage upside is closing fast.
Digitap is Live NOW. Learn more about their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Disclaimer: This story is not part of Outlook Money's editorial content and was not created by Outlook Money journalists.