Digitap ($TAP) VS $0.37 ADA: Why 120,000 Wallet Connects Make $TAP The Best Crypto Presale

Digitap ($TAP) is gaining attention as investors migrate from established Layer 1s (‘L1’) to early-stage crypto presales. With Cardano (ADA) trading near $0.37 and dropping 7% this week, many traders are looking for altcoins to buy with higher growth potential.

This has renewed interest in the crypto presale market, particularly the fintech sector, which can deliver outsized returns. Along with discounted prices, Visa integration, and a delivered app, Digitap’s milestone of more than 120,000 wallet connects is positioning it as one of the best cryptos to buy now.

Cardano: A Research-Driven Ecosystem With Limited Upside

Cardano has built a powerful reputation as a research-focused blockchain, with a long-term roadmap focused on scalability and governance. Its Ouroboros proof-of-stake protocol is designed to be environmentally friendly, and its development is based on academic research. Cardano is scalable, fast, resilient, and community-governed via staking.

The L1 infrastructure supports smart contracts, staking, and decentralized applications. However, from a price perspective, it is highly unlikely to offer the returns that investors are seeking. At its current price near $0.37, ADA has a slow growth profile and is down 65% year-to-date, according to data from Coinmarketcap.

This is a trend seen with many mature tokens. While large and with strong technical capabilities, such benefits are already built into the price. From an investment perspective, it makes more sense to allocate capital to early-stage tokens that have higher upside potential, before adoption takes place.

While the Cardano network remains technically solid, usage has not accelerated at the same speed as some competing ecosystems. For those assessing altcoins to buy, Cardano represents stability and long-term development rather than rapid growth.

Why Banking Utility Gives $TAP A Different Growth Path

As an omni-bank linking fiat and crypto, Digitap’s growth model is based on real-world transactions rather than trading cycles. As users engage with payments, transfers, and banking services, activity supports demand. This creates a more predictable expansion path compared with L1 projects that rely on developer ecosystems. Digitap setup takes minutes, and users can pay with Visa-linked cards at physical and online terminals.

In other words, all barriers to growth have been stripped away. Digitap has a flexible KYC process, low price entry, and a delivered product. Users can download and use the app in minutes, anywhere in the world, with nothing more to be added or developed. The obstacles to adoption have been removed.

The omni-bank structure also allows Digitap to appeal to both retail users and businesses seeking simplified financial tools. This broad addressable market increases the potential for long-term scale, especially combined with flexible KYC to minimize any onboarding hurdles. Along with personal banking services, Digitap provides legal offshore banking, 24/7 support, custom plans, invoicing, and payroll to business owners.

Best Crypto to Buy Based On Wallet Growth And Whale Investment

Digitap stands out because of its real-world banking focus and rapidly expanding user base. With more than 120,000 wallet connects already recorded, the platform demonstrates early adoption that many presale projects struggle to achieve. This level of engagement reflects growing interest in its omni-banking model, which has already seen over $4.3M of investment in just over 4 months.

Whale investment and wallet adoption are important indicators of project longevity. The combination of smart money investment and widespread retail adoption is a positive sign. And this is not random. The fact that Digitap has already delivered a live product, combined with its flexible KYC model and Visa integration, makes it very attractive from an investor's perspective.

Unlike many early tokens, Digitap’s platform is designed for everyday financial use. Users can manage balances, make payments, and interact with multiple currencies without relying on fragmented tools. This usability-first approach is a major reason why the project is gaining traction in the crypto presale sector.

Another important factor is its profit-sharing structure. 50% of platform profits are allocated toward token burns and staking rewards, directly linking platform growth to long-term incentives. Currently at $0.0439, $TAP will also rise at each crypto presale round, before listing on an exchange at $0.14.

High-Growth Utility Coins Versus Mature L1s

ADA remains a well-respected academic blockchain. It’s low-cost, scalable, and eco-friendly. At this stage, however, it functions more as a hedge than a high-growth altcoin to buy.

$TAP, meanwhile, is an early-stage token available at a low cost. If the app starts to gain widespread adoption, similar to Wise or Revolut, its price could increase significantly.

It has already delivered a working payments application with Visa integration and a full range of omni-bank services — at a time when the overall population is fed up with traditional banking. This is why $TAP could easily be the best crypto to buy today.

Discover how Digitap is unifying cash and crypto by checking out their project here:

• Presale: https://presale.digitap.app

• Website: https://digitap.app

• Social: https://linktr.ee/digitap.app

• Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway

Disclaimer: This story is not part of Outlook Money's editorial content and was not created by Outlook Money journalists.