As Warren Buffett famously quipped: “Only when the tide goes out do you discover who’s been swimming naked.” The reality is, however, very different. There are little over 23 million demat accounts in India. So, where are the crorepatis who made their money from the stock market? When we hear about others making money in the markets we tend to forget how different we are from them. We do not realise our own anxieties with investing, the risks involved, the knowledge needed to start investing and, the time it takes before one actually starts making any money.