How To Ensure Regular Cash Flow?

You have worked hard throughout your life to save for your retirement years. You have your savings and investments in place—some bank deposits, a few equity stocks, mutual funds, and your Employees’ Provident Fund (EPF) and Public Provident Fund (PPF). You are possibly wondering how to organise all of these so that the money flow is consistent. The requisite amount should be there in your bank account at the beginning of every month. Initial Step The first step towards achieving this is to start with a proper housekeeping plan. You have to prepare an inventory of all your financial assets, so that you get a composite view. When you get one view of your savings and your investments, you can plan your future cash flows well, too. You can invest your retirement kitty at one place with proper diversification, provided the avenue is safe. This will enable you to take a quick view...