Is there a health insurance plan available that covers against dengue? - Harshdeep Gill, Delhi
Disease covered under health insurance plan
Always have a regular health insurance policy, which protects you against all health-related risks.
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Yes, in recent times, Apollo Munich Health Insurance has launched a dengue care health insurance policy. However, you should always have a regular health insurance policy, which protects you against all health-related risks that may require hospitalisation. These policies also include costs incurred by you 30 days before hospitalisation and 60 days after, but this may vary across insurers. What this means is that all medication post hospitalisation and all diagnostic tests before hospitalisation are also covered by the insurance policy, including doctor consultations. However, all these can be claimed only if you have been hospitalised for at least a day, which could be also be two days in some cases.