Loan (Banking)

Education Loan Scams: 5 Common Traps To Watch Out For

BY Priyanka Debnath

Home Equity Loan Or Top-Up Loan Used For Speculation Says RBI

Home Equity Loan Or Top-Up Loan Used For Speculation Says RBI: What This Means For You

BY Meghna Maiti

Fintech Lending: Here’s How They Differ from Traditional Bank Loans

BY Priyanka Debnath

AI Generated : Loans above Rs 2.5 lakh ticket size increased their share of originations value from 36.4 per cent in FY23 to 48.4 per cent in FY25 and further to 59.1 per cent in 8M FY26.

Gold Loans Emerge Fastest-Growing Retail Credit Segment, Touch Rs 15.6 Lakh Crore: CRIF High Mark

BY Sanjeev Sinha

What Home Loan Borrowers Can Expect From Budget 2026

Budget 2026 Expectations: What The Upcoming Budget May Mean For Home Loan Borrowers

BY Priyanka Debnath

AI Generated : To avoid over-borrowing, one should borrow only what is absolutely necessary and ensure the repayment fits within their financial capacity.

Thinking Of A Gold Loan? Interest Rates, LTV Rules, And Mistakes To Avoid

BY Sanjeev Sinha

Personal Loans Go Beyond Emergencies

Personal Loans Shift From Emergency Products To Daily Credit Service: Paisabazaar Report

BY Priyanka Debnath

Pre-Approved vs Pre-Qualified Home Loans (AI Image)

Pre-Approved vs. Pre-Qualified Home Loans: What Buyers Should Know

BY Outlook Money

Fixed vs Floating Home Loan Rates (AI Image)

Home Loans: Choosing Between Fixed Vs Floating Home Loans And How They Affect EMIs Over Loan Tenure

BY Outlook Money

Home Loan Growth Shifts Beyond Metros

Home Loan Growth Broadens Beyond Metros, Tier-2, Tier-3 Account For 64% Of Volumes: Report

BY PTI

Generated by Gemini AI : In many cases, borrowers suffer not because the law fails to protect them, but because they are unaware of the safeguards and remedies already built into India’s banking and regulatory framework.

Getting Harassed, Intimidated, Or Mistreated By Recovery Agents: Know Banking Laws, Borrower Rights That Shield You

BY Sanjeev Sinha

Generated by Gemini AI : Strong credit profiles are built through consistent behaviour, not through one-time actions. As 2026 unfolds, borrowers who follow a few basic practices consistently are more likely to see lasting results.

Financial Habits That Can Help You Stay On Track With Your Credit Score In 2026

BY Sanjeev Sinha

Generated by Gemini AI : Regularly reviewing credit reports helped spot errors, incorrect information, or fake accounts early.

Year Ender 2025: Financial Habits That Helped Indians Improve Their Credit Score in 2025

BY Sanjeev Sinha

Home loan

Home Loan Book Set To Cross Rs 10 Lakh Crore Next Fiscal Year On Strong Demand: SBI Chief

BY PTI

Generated by Gemini AI : As buyers become increasingly informed and engaged, the lending process has grown more complex than any other stage of the purchase.

What’s Really Changing In India’s Home Loan Landscape

BY Sanjeev Sinha

Key Fact Statement

RBI Makes It Compulsory For Banks, NBFCs To Issue KFS With Loans, Here’s How It Can Benefit Borrowers

BY Outlook Money

Credit Growth Continues Amid Slower Addition Of New Borrowers

Loan Originations Increase Beyond Metros, But Growth In Credit-Active Customers Slows, Says Report

BY Outlook Money

AI generated : MSME Loans

RBI Advised Banks To Link MSME Loans To External Benchmark, Govt Tells Parliament

BY Outlook Money

Couples stretch savings as wedding budgets rise in 2025.

Big Fat Weddings Cost Couples Their Hard-Earned Savings, Only 15% Use Loans: Report

BY Priyanka Debnath

Freepik : Use debt for value-creating needs like education or homeownership, not for short-term wants like vacations or luxury items.

Year-End Debt Check: How To Tackle Costly Loans Before You Enter 2026

BY Sanjeev Sinha

Kotak Mahindra AMC CEO Nilesh Shah

Credit Provided By Capital Markets Will Overtake Bank Credit: Kotak Mahindra AMC Chief

BY PTI

Generated by Gemini AI : Banks often restrict a brother from co-applying for a home loan with his sister, or when two sisters want to co-apply.

Before You Co-Apply For A Home Loan, Check These 5 Essentials

BY Sanjeev Sinha

Generated by AI : Lenders generally do not classify an account as a default until three consecutive EMIs are unpaid.

Home Loan Default: Smart Steps to Regain Financial Stability

BY Sanjeev Sinha

Sharp Rise In Non-Housing Loans

Sharp Rise In Non-Housing Loans Raises Questions on Household Borrowing

BY Outlook Money

Generated by Gemini AI : Unlike housing loans, which are eligible for tax deductions on both interest and principal repayment, land loans do not provide any tax benefits.

Land Loan Vs Home Loan: What Borrowers Must Know

BY Sanjeev Sinha

Generated by AI : Strengthening women’s access to housing requires a coordinated effort between lenders and policymakers.

More Women Owning Homes, Yet Gaps Remain: Munish Jain

BY Sanjeev Sinha

Freepik : Gold loans posted the fastest growth, while home and auto loans rebounded sharply with the onset of the festive season.

Gold, Home And Auto Loans Power India’s Credit Growth in Q2 FY26: CRIF Report

BY Outlook Money

Generated by Gemini AI : The prospective home loan borrowers can also opt for home loan variants like home loan interest saver or smart home loan products to ensure liquidity for dealing with unforeseen financial emergencies.

Five Key Checks Every Borrower Should Make Before Applying For A Home Loan

BY Sanjeev Sinha

Closed Your Personal Loan, But It Still Reflects As Active? Here’s What To Do

BY Sanjeev Sinha

Generated by Gemini AI : While deciding on your home loan tenure, you should focus on your income level sufficiency, prevailing and expected trends in interest rates, your age, prepayment charges, and the flexibility to increase or decrease the tenure in the future.

Long-Term Vs Short-Term: What’s The Ideal Tenure For Your Home Loan?

BY Sanjeev Sinha

Gemini : The introduction of silver-backed loans comes at a time when silver prices are hovering near record highs. (AI-generated)

Now You Can Take Loan Against Silver From April 2026 – Here’s What RBI’s New Rule Means For You

EMI Holidays

Why EMI Holidays Offer Instant Relief But Raise Costs Later

BY Outlook Money

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