Loan (Banking)

Education Loan Scams: 5 Common Traps To Watch Out For

BY Priyanka Debnath

Home Equity Loan Or Top-Up Loan Used For Speculation Says RBI

Home Equity Loan Or Top-Up Loan Used For Speculation Says RBI: What This Means For You

BY Meghna Maiti

Fintech Lending: Here’s How They Differ from Traditional Bank Loans

BY Priyanka Debnath

Generated by AI : Lenders usually allow not only residential but commercial property, industrial property, and plots as well for availing a loan.

Debunking Myths That Stop You From Making The Most Of A Loan Against Property

BY Sanjeev Sinha

Image Generated by Gemini AI : Even after a successful loan closure, ensure that all loan details, including bank statements, NDC, and prepayment records, are in place for future use.

How To Close Your Home Loan Properly And Avoid Future Hassles

BY Sanjeev Sinha

Freepik : An error doesn’t become a mistake if it is corrected in time. If you fail to catch the errors in your bureau report, it can land you in an unwanted mess.

Common Reasons Your Credit Score Could Be Inaccurate

BY Sanjeev Sinha

EMIs Trap You Into Working For Payments

EMIs Trap You Into Working For Payments Instead Of Passion, Anurag Kashyap Recalls RGV's Advice

BY Manas Malhotra

Generated by Gemini AI : Consumers should confirm whether the offer is truly interest-free or only during a promotional window and whether additional processing or convenience fees apply.

Smart Borrowing: What to Check Before Using Buy Now, Pay Later

BY Sanjeev Sinha

AI Generated : Before you apply for an LAP, make sure you assess your repayment capacity and evaluate your financial position through cash inflow and outflow.

5 Smart Tips To Get A Loan Against Property Without Hassle

BY Sanjeev Sinha

AI Generated : If you want to apply for a loan amount higher than your individual eligibility, adding a co-applicant can significantly increase your borrowing capacity, enabling you to get a larger loan amount for a longer tenure at a lower interest rate.

Thinking Of Adding A Co-Applicant To Your Home Loan? Read This Before You Apply

BY Sanjeev Sinha

Women Getting Better Deals Across Loans (AI Generated Image)

Women Getting Better Deals Across Loans: From Homes to Education and Beyond

BY Outlook Money

Freepik : Go ahead and prepay only if the overall savings in interest cost significantly outweigh applicable prepayment charges, if any.

Before You Prepay Your Home Loan, Check These 4 Crucial Factors

BY Sanjeev Sinha

Orissa HC: Banks Can’t Unilaterally Use Joint Account For Loan

Banks Cannot Draw Money From Joint Accounts To Recover One Holder's Loan: Orissa High Court

BY Outlook Money

Generated By Gemini AI : A default in payment leads to a chain of problems which damages the entire relationship between the lender and the borrower.

Missed Three Home Loan EMIs? Here’s What Happens Next

BY Sanjeev Sinha

Education Loan

What Makes Securing An Education Loan So Challenging For Students

BY Outlook Money

JanSamarth portal

JanSamarth Portal: A Single Gateway To Government-Backed Loans

BY Outlook Money

Generated by Gemini AI : A higher loan amount means a lower down payment, but results in a higher EMI.

How To Find the Best Home Loan Provider: Top Tips For Smart Borrowers

BY Sanjeev Sinha

Prepayment Penalties

Prepayment Penalties: Why Paying Off Your Loan Too Quickly Could Cost More

BY Outlook Money

AI Generated : When closing your home loan, make sure to recover all the documents submitted to the lender during the loan application process.

5 Essential Steps to Take When Closing Your Home Loan

BY Sanjeev Sinha

Freepik : Many banks and HFCs also consider the income sources of home loan applicants when setting their interest rate.

Top Factors That Influence Home Loan Interest Rates

BY Sanjeev Sinha

What Benefits You Can Get With A Good Credit Score (AI Generated Image)

Hidden Benefits Of A High Credit Score You Probably Don't Know

BY Outlook Money

Generated by Gemini AI : AI is enhancing human expertise, helping buyers make their biggest financial decision with clarity and confidence.

The Rise Of AI In Home Loans: Can A Chatbot Help You Buy Your First Home?

BY Sanjeev Sinha

AI Generated : Young Indians and Credit

63% Young Indians Say Credit Strengthens Financial Health: mPokket Survey

BY Priyanka Debnath

AI Generated : The home loan eligibility depends on credit worthiness of the individual.

Home Loans: Why Interest Rate Isn’t The Only Factor That Matters

BY Sanjeev Sinha

Freepik : The presence of a co-applicant or guarantor often boosts chances for people with low credit scores.

How To Get A Loan With A Low Credit Score

BY Outlook Money

ai generated : How To Plan Diwali Loans And EMI Payments

Diwali 2025: How To Plan Diwali Loans And EMI Payments Stress-Free

BY Outlook Money

Freepik : Dhanteras 2025

Is Dhanteras 2025 The Right Time To Apply For A Home Loan?

BY Manas Malhotra

Diwali 2025: Be Mindful Of These 5 Things Before Applying For A Personal Loan This Diwali

Homebuying In Diwali: 5 Key Things Every First-Time Homebuyers Should Know About Home Loans

BY Outlook Money

AI Generated : Many real estate developers offer Diwali discounts, free amenities, EMI holidays, flexible payment plans and more during the festive season, making it easier to buy a home.

Is Diwali 2025 A Good Time To Apply For A Home Loan?

BY Sanjeev Sinha

AI : Diwali Home Loan Offers

How Can First-Time Buyers Get the Best Home Loan Deals This Diwali 2025?

BY Meghna Maiti

Home Loan Application

5 Ways to Make Your Home Loan Application Hassle-Free This Diwali 2025

BY Outlook Money

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