Summary of this article
Banks close October 19 and 20 for Dussehra festivals depending on the city.
Digital banking, UPI, and ATMs remain available while physical branches are closed.
Additional regional holidays occur later in October for various local autumn festivals.
Banks across India will observe holidays in October for Dussehra and other regional festivals. The dates of these closures vary across cities and depend on local observances.
According to the Reserve Bank of India’s (RBI) October 2026 holiday calendar, banks will remain closed in several cities on October 19 and 20 for Dussehra-related celebrations, including Durga Puja, Maha Navami, Ayudha Pooja and Vijaya Dashami.
Bank Holidays On October 19 And 20
On October 19, banks will remain closed in Agartala, Aizawl, Bhubaneswar, Chennai, Guwahati, Imphal, Itanagar, Kohima, Kolkata, Patna, Ranchi and Shillong.
On October 20, banks will remain closed in all RBI-listed centres except Gangtok and Imphal. The holidays are observed under different names, including Dasara, Dussehra, Vijaya Dashami, Maha Navami, Ayudha Pooja and Durga Puja, depending on the centre.
Which Banking Services Will Be Available?
Although bank branches will remain closed in the affected cities, customers can generally continue using digital banking services. Internet banking, mobile banking, UPI payments and online fund transfers are expected to remain available.
ATM services are also generally available, although cash availability may vary. Services requiring a branch visit, which include some cheque-related work and in-person banking requests, may be delayed until branches reopen. Transactions that depend on branch operations or cheque clearing may also face delays.
Other Bank Holidays In October 2026
On October 21, banks will remain closed in Agartala, Bengaluru, Gangtok, Guwahati, Kochi, Kolkata, Shillong and Thiruvananthapuram for Vijaya Dashami, Durga Puja, Dasain or Maha Dashami. Gangtok will also observe bank holidays on October 22 and 23 for Durga Puja (Dasain).
On October 26, banks will remain closed in Agartala, Bhubaneswar, Jammu, Shimla and Srinagar for Laxmi Puja, Accession Day or Maharishi Valmiki’s Birthday, depending on the city. Ahmedabad will observe a bank holiday on October 31 for Sardar Vallabhbhai Patel’s Birthday.
Apart from these regional holidays, banks will remain closed on Sunday, October 18; Saturday, October 24, which is the fourth Saturday of the month; and Sunday, October 25. Banks generally remain closed on Sundays and the second and fourth Saturdays.
