Irdai’s latest proposals aim to curb insurance mis-selling, cap commissions and improve transparency. Outlook Money examines what they could mean for premiums, policyholders and claims.
Festive shopping is more than just scouting for the best deals. It’s also a test of skills to avoid binge shopping. Do the math right, as well as stay ahead of scammers waiting to entrap you with fake deals and discounts
Car sales during the festive season come with bundled offers and discounts. But not all are worth the money. Here’s why you should do your diligence
Festive home offers can look tempting, but the real cost goes beyond the discount. The October issue of Outlook Money helps you assess affordability, payment plans, hidden costs and more.
Embedded insurance can close protection gaps, but hurried festive checkouts, pre-selected options and hidden exclusions may leave consumers paying for cover they barely understand
From changing customer preferences, competition from private sector insurers and digital disruption, to improving shareholder returns, Life Insurance Corporation (LIC) of India has a lot on its plate. R. Doraiswamy, CEO and managing director of LIC, however, is not worried. In an interview with Outlook Money editor Nidhi Sinha and deputy editor Kundan Kishore, he talks about why LIC remains relevant, explains why LIC share prices have been more or less stagnant and why he would prefer the insurance industry to play the role of annuity providers. Edited excerpts
After a record-breaking rally spanning nearly two-and-a-half years, gold has corrected by around 15 per cent from its recent peak. Investors find themselves at a crossroads: should they use the correction as an opportunity to buy, or wait for a deeper fall? Meanwhile, the festive demand may continue
Large-cap and small-cap stocks differ significantly in their risk-return profiles. Allocation to small and mid caps should be based on a rationale, not on market movement
Unconstrained flexibility and access to cash can tend to push people towards immediate consumption. Thus, decumulation demands a structured strategy
When we make digital payments, we don't hand out money physically, eliminating the pain of spending. This lack of visibility and detachment leads to overspending
Festive shopping is more than just scouting for the best deals. It’s also a test of skills to avoid binge shopping. Do the math right, as well as stay ahead of scammers waiting to entrap you with fake deals and discounts
Car sales during the festive season come with bundled offers and discounts. But not all are worth the money. Here’s why you should do your diligence
Festive home offers can look tempting, but the real cost goes beyond the discount. The October issue of Outlook Money helps you assess affordability, payment plans, hidden costs and more.
Embedded insurance can close protection gaps, but hurried festive checkouts, pre-selected options and hidden exclusions may leave consumers paying for cover they barely understand
From changing customer preferences, competition from private sector insurers and digital disruption, to improving shareholder returns, Life Insurance Corporation (LIC) of India has a lot on its plate. R. Doraiswamy, CEO and managing director of LIC, however, is not worried. In an interview with Outlook Money editor Nidhi Sinha and deputy editor Kundan Kishore, he talks about why LIC remains relevant, explains why LIC share prices have been more or less stagnant and why he would prefer the insurance industry to play the role of annuity providers. Edited excerpts
After a record-breaking rally spanning nearly two-and-a-half years, gold has corrected by around 15 per cent from its recent peak. Investors find themselves at a crossroads: should they use the correction as an opportunity to buy, or wait for a deeper fall? Meanwhile, the festive demand may continue
Large-cap and small-cap stocks differ significantly in their risk-return profiles. Allocation to small and mid caps should be based on a rationale, not on market movement
Unconstrained flexibility and access to cash can tend to push people towards immediate consumption. Thus, decumulation demands a structured strategy
When we make digital payments, we don't hand out money physically, eliminating the pain of spending. This lack of visibility and detachment leads to overspending
Leaving a stable career to pursue a passion can be liberating, but uncertain income, depleted savings and lost benefits can create financial stress. Plan for a safer transition
Starting your career brings questions about insurance, emergency savings, taxes and buying a home. Outlook Money answers key personal finance questions for young earners and freelancers.
Using retirement savings for children’s education can affect long-term financial security. Outlook Money examines education funding, retirement planning, emergency funds and investment choices.
We explain how LTV is calculated, the maximum LTV that borrowers can get, how prices of metals like gold and silver are used to calculate the loan value, and the impact of price changes on the loan amount
