Vishal Bhalla, 30, a corporate communications professional had taken a loan of Rs90,000 to buy an iPhoneX, in March last year – only four months after its launch in India. He claims to be a big fan of Apple’s smartphones as he finds it convenient, comfortable, with easy-to-use features. Previously, he has used iPhone 5, 5s, 6 and 6s, and also tried OnePlus mobile for a brief period.