Since travelling, as a hobby is expensive, we plan our holidays way in advance. We usually create a kitty via recurring deposits (RDs) at the beginning of the year to fund our holidays. The combined monthly installment is to the tune of Rs10,000. Apart from RDs, we also keep aside 10 per cent of our annual bonus to live our common passion. Since maturing of RDs take some time, so, in order to book flights well in advance at nominal price, bonus comes in handy. While many may think that this may not be the wisest way to spend your hard-earned money, but we enjoy taking this risk as our ultimate goal is to create memories through experiences.