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Why do I need a financial plan?

<p>A financial plan would help you control your financial state, which varies depending on your stage.</p>

Personal financial planning is the process of managing your money to achieve financial goals. A financial plan would help you control your financial state, which varies depending on your stage and situation in life.

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Having a financial plan can improve the quality of your life and reduce the uncertainty about your future needs and resources. It is a formal document that summarises your current situation, and it can help you analyse at any given point where you stand vis-à-vis your goals, which, in turn, gives you control over your financial life.

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