5 Ways To Avoid Health Insurance Claim Rejection

IRDAI Data

IRDAI data states that health insurance claim rejection and repudiation rose by 19.10 per cent at a value of Rs 26,000 crore during FY 2024. Know how to not fall into these rejections here

Fill Forms Correctly

Fill the form in time after taking the policy. Review the documents closely for errors to be made.

Track Deadlines

Always ensure filing on or before intimation date and ensure acquaintance with terms of policy. File documents within 30 days.

Have Documents Ready

Be prepared to present every document at a moment's notice. Without this document, or missing information, your benefits will be delayed.

Waiting Periods and Exclusions 

Know the waiting period or exclusions that your policy incurs. During a waiting period, do not skip filing and file in advance to avoid rejection or delay.

Act Proactively

Be proactive and transparent by providing full disclosure of your medical history and the conditions affecting you. Keep medical records and seek the advice of an insurance advisor if needed.

Compiled by Priyanka Debnath