Niva Bupa Health Insurance Shares Zoom After Q4FY25 Results

Niva Bupa Health Insurance share price increased around 15 per cent, trading at Rs 92.7 a piece on May 8, at 9:58 am, after the insurance company recorded better-than-estimated quarter results for the quarter that ended on March 31, 2025. Niva Bupa Health Insurance share price has climbed up to 24 per cent in one month, while the benchmark index Nifty 50 has risen by around 8 per cent. Niva Bupa Health Insurance’s share price has also grown by 26 per cent in around 3 months.

Niva Bupa Health Insurance stock price closed in the green, up 7.56, at Rs 87.20 at 11:31 on May 8, on BSE. The company enjoys a market capitalisation of Rs 16,333.62 crore.

Niva Bupa Health Insurance recorded a 31.2 per cent year-on-year (YoY) rise in net profit, at Rs 206 crore for the quarter ended March 31, 2025, as opposed to Rs 157 crore during the same period last year.

Additionally, the company recorded Gross Written Premium (GWP) for Q4FY25 at Rs 2,395 crore, indicating a 36 per cent YoY rise.

Niva Bupa Health Insurance for the complete financial year 2024-25, the company reported a GWP of Rs 7,407 crore, indicating a 32 per cent YoY growth.

Meanwhile, for its retail health market share, Niva Bupa Health Insurance grew its market share from 9.1 per cent in FY24 to 9.4 per cent in FY25. This marked its positioning among the top players in the Indian health insurance segment.

The insurance provider also showed growth in its Claims Settlement Ratio from 91.9 per cent in FY24 to 92.4 per cent in FY25.

Meanwhile, Niva Bupa Health Insurance recorded a notable decline in its management expense, which dropped from 39.3 per cent in FY24 to 37.4 per cent in FY25.

Niva Bupa announced that it has plans to invest money in building a strong and differentiated brand, along with increasing its distribution channels to grow its market presence and deliver superior healthcare protection to millions of Indians. “Our focus remains on innovating for the customer, simplifying the claims process, and strengthening our digital backbone to drive further efficiencies and scalability,” the company said in its Q4 earnings filing.