DigiLocker: Safely Store And Manage Your Financial Documents; Here's How

In today's fast-paced life, it's common to misplace or lose important documents, which can lead to stress and delays when you need them most. It could be any form of natural disaster, a war, or other unexpected event that disrupts your day-to-day life. Keeping your information safe and accessible could prevent you from a lot of issues. Online platform such as DigiLocker provide a simple and secure way to store your documents digitally.

What is Digilocker

DigiLocker is a secure cloud storage service launched by the Indian Ministry of Electronics and Information Technology (MeitY) as part of the Digital India initiative. It allows users to securely store and access digital versions of important documents like driver's licenses, vehicle registration certificates, and academic results.

Key Financial Documents to Store in DigiLocker

Digital copies of important financial documents stored in DigiLocker ensure its regular security and accessibility. You can store important documents such as your Aadhaar and PAN cards, bank statements, insurance papers, ITRs, loan agreements, property documents and fixed deposit receipts by either uploading scanned copies or downloading them directly from verified sources. When you need them, having these documents online makes it easier and faster to save your time.

Having your key financial documents stored in DigiLocker can be useful when you lose or damage the original copies. It provides a secure and reliable means of storing essentials such as government IDs, bank information, tax records, and investment certificates and ensures their ready availability whenever they are needed.

How to store Documents in Digilocker

To store documents in DigiLocker, simply sign up using your mobile number and verify it with an OTP. After logging in, you can retrieve official digital records from different government departments and link your Aadhaar for better access. Additionally, you can manually upload files, organize them into folders and view them whenever you want via the app or website. The platform keeps your files safe and accessible whenever you need them by using encryption and cloud storage.

Important Points to Consider When Using DigiLocker

• To keep your DigiLocker account secure, always use a strong password and enable two-factor authentication. This adds an extra layer of security, helping to prevent unwanted access.

• Verify that your registered phone number and email address are operational. In case that you lose your login information, this helps you get important account alerts and regain your account.

• Upload only verified and original documents to DigiLocker. This is because only original documents have legal validity, making it less probable to have any problems during verification or official submission.

• Never share your login details, such as username, password, or OTP, with anyone. Sharing this sensitive information increases the risk of your account being compromised by fraudsters or hackers.

• To protect yourself from phishing schemes that attempt to steal your personal information, avoid accessing third-party links or unapproved sources. Always use the official DigiLocker app or website.