Lado Lakshmi Yojana 2026: Haryana Expands Criteria To Give Benefit To More Women Under Monthly Aid Scheme

The Haryana government has announced significant changes to the Deen Dayal Lado Lakshmi Yojana, a scheme aimed at empowering women through financial assistance. The new modifications have been approved by the state cabinet. While holding the core essence of the scheme, the government has introduced a more structured disbursal system and has expanded the pool of beneficiaries.

The scheme was launched on September 25, 2025 to provide financial assistance to women aged 23 years and above from families with an annual income of Rs 1 lakh. Under the original plan of the scheme, eligible women would receive Rs 2,100 directly into their bank accounts every month as a way to provide financial independence and security.

However, the government’s intent to make this scheme a more sustainable and long-term one has been a major reason for bringing about new changes in 2026.

According to the latest cabinet decision, the amount of Rs 2,100 will remain unchanged but will be split into two major components from the coming month. Of the total amount, Rs 1,100 will be credited into the beneficiary’s account for immediate usage. Meanwhile, the rest of the amount of Rs 1,000 will be set aside in a government-managed recurring deposit or a fixed deposit account in the name of the beneficiary. This deposit will be of a 5-year tenure, after which the amount will be handed over to the beneficiary along with the interest amount.

This dual approach is proposed with the aim of balancing the immediate financial needs while making sure the future is secured as well. The recurring deposit mechanism is expected to serve as a form of encouraging long-term financial growth through systematic planning and wealth creation. In cases where the beneficiaries pass away during the deposit period, the RD/FD amount, along with the interest, will be paid to the nominated heir to ensure that the scheme can provide financial security for families.

In what may be seen as a major expansion of the scheme’s reach, the government has also broadened the eligibility criteria. In addition to women meeting the original age and income requirements, mothers of children who achieve more than 80 per cent marks in the 10th or 12th board examinations from government schools will now also be eligible for a monthly benefit of Rs 2,100 under the scheme, even if their family’s annual income is up to Rs 1.80 lakh.

Women who have successfully rehabilitated their children from severe or moderate acute malnutrition, as verified by the Women and Child Development Department, are also now eligible under the revised scheme.

With this extension, the government aims to promote education and child health in the state, particularly in the disadvantaged areas and communities. Since the launch of the scheme, Deen Dayal Lado Lakshmi Yojana has been widely adopted, with over 1 million women registering for it within the initial months of the scheme. Over 700,000 beneficiaries have already started receiving the disbursements by the end of 2025.