5 Points To Check In A Health Cover

The news of uncertainty and death all around triggered by the second wave of the Covid-19 pandemic has convinced even skeptics and fence-sitters of the need to buy a health insurance for themselves and their family. Amid the spectre of financial ruin, a comprehensive health insurance is the prudent way to ride out this calamity. Buying a health cover, though, required meticulous planning. So, what are the factors you need to keep in mind to make an informed choice? Let us find out. 1. Sum Insured Sum insured is the maximum coverage offered by a policy. It is the amount up to which the insurance company provides coverage if you are hospitalised within the policy term. It is essential to choose this with utmost care, as medical inflation has pushed up healthcare costs significantly. What seemed adequate yesterday may not suffice today. If you live in a metro, hospitalisation for even a...