A Stitch In Time Saves Nine

An IIT-ian, Navya Mastanaiah,33, completed her PhD from the University of Florida and had returned to her homeland, India, to work. Since then, it has been more than five years that Mastanaiah has embarked on her professional journey as a mechanical and aerospace engineer. But one thing that had kept her completely focused was her motivation to accumulate a sufficient corpus for her golden days, once the rat’s race finally ends. Her initial investments were all in life insurances linked to mutual funds. Later, she felt that exploring investment options on her own by taking suggestions from friends and relatives might not be a wise choice for her long-term goal. So, without wasting any more time Mastanaiah decided to take help from a financial advisor. On this, she said, “I wanted my investment portfolio to be more comprehensive. I wanted someone to review it and tell me what...