How To Optimise Post-Retirement Regular Income

RRelaxing on an armchair at your dream place, listening to favourite music and taking a sip of tea – in utmost comfort. This is how one pictures life post-retirement. But do you know how to get there? Real comfort comes with financial comfort. You have earned, saved, and invested enough all through your life. Now it is time to deploy that capital efficiently to enjoy the fruits of your wealth accumulation. Most senior citizens put their retirement corpus in fixed deposits, debt mutual funds, or senior citizens’ savings schemes. But there is a better way to manage your investments post-retirement, which not only beats inflation but ensures higher returns with a tinge of equity flavour – conservative hybrid funds.   Beating Inflation The most important aspect of investing for old age is yield on investment. It should beat inflation. For example, if the inflation in...