Invest To Make Up For The Lost Time

Manoj Joshi, 51, provides information systems to pharmaceutical companies. He lives with his wife, Mrunalini and daughter, Vallari, who is a lawyer-in-making. His desire for financial planning found its roots when he decided to accumulate funds for Vallari’s higher education. To align his financial interest, he came in touch with Kapil Jain, Founder of Enrichwise Consultancy Services, Thane. Kapil Jain is a gold medallist from IIM Indore and has experience of over two decades in the financial markets and advisory. He practices what he preaches, as he is a value investor and a firm believer in asset allocation principles. When Manoj discussed his aspirations and financial goals, it turned out that retirement planning had not yet found a place in his wish list. While discussing, he informed him that his retirement was still around 15 years away, and presently, his prime focus is his...