On Funds Trail With Smartphone

Business was somewhat languid for a few months. But Sameer Jana knew it would change and start looking up soon. A lull was not unseen for the second-generation textile trader. He had enough to meet his working capital to tide over the crisis. It was January 2020. A month down, footfalls at his retail outlet shrank further, and he started worrying a bit. Most of his neighbours in the commercial centre that housed his shop were unsure how business would continue. In fact, many of them were planning to sell out their establishments or foreclose their rent agreements under funds crunch. One more month later it seemed to be the doomsday. The entire country went shut and people were asked to stay indoors. Businesses went down to zero and Jana, like most others of his ilk, soon ran out of funds. A few days went by toying with ideas to meet the widening gulf in finances. And, eventually, he...