Senior Living

Strong Body, Secure Wallet: How India’s Seniors Are Balancing Physical And Financial Health

The elderly are learning how to stay fit and financially smart in a rapidly changing digital world

Outlook Money

Updated on: 12 May 2025 2:25 pm

Read How Seniors Are Becoming Stronger Financially and Physically

Many senior citizens in India are now keenly taking charge of their lives. They are keeping themselves fit and heathy by way of more exercise, such as walking, eating better and healthy food.

But they are also adapting to technology at their own pace in keeping with the digitalisation of every sector, be it joining yoga groups online or using mobile banking services for online transactions and money transfers. Seniors are staying active, aware, and independent and learning how to manage their money better.

7 Exciting Activities to Keep Seniors Healthy and Energized: Like walking, swimming, dancing and Yoga or simple Stretching for senior's to maintain physical and mental wellbeing - null

Staying Fit After 60

More seniors are now joining walking groups and yoga classes or gyms for enhanced mobility and wellness. They know that staying active keeps their body strong and mind fresh, which helps them both physically and mentally healthy. As daily exercise helps avoid illnesses, it also boosts their mood.

Seniors are incorporating health routines into their daily lives, such as including morning walks along with balanced meals with fruits and vegetables. They are keeping up with their regular check-ups for blood pressure, sugar, and heart health. They are more focused on daily water intake, too.

These practices not only help prevent illnesses, but also boosts energy and improves mood. It is important to keep up with these practices and keep a routine or a checklist for each day in order to understand one’s health requirements better in old age.

Learning Digital Banking

Many older adults now use phones for banking. They are learning how to send money, pay bills, and check accounts online.

Unified Payments Interface (UPI) is the main medium today for automatic bill payments or grocery shopping. Digital banking saves time and reduces the need to visit crowded branches. Digital age has taught a lot to our elderly and they are embracing technology as well as any teenager or adults. But it is still important to be cautious of your spending, as online payment while easing your payments, could also be very addictive and lead to overspending.

Protecting Money From Frauds

Seniors are becoming more aware of online frauds, such as digital arrest, package scams etc. They avoid clicking on unknown links or sharing OTPs. Many have enabled two-factor authentication on their bank apps.

Some seniors also embracing services, such as DigiLocker to store soft copies of their important documents safely. It is also important to not share too much financial information within your family as well to avoid being taken advantage of. Keep a small circle like a spouse or children or certain trusted relatives in the know.

Mule Accounts frozen to mitigate cyberfraud cases - null

Planning For Future

Older people are investing wisely. They prefer safe options, such as senior citizens savings schemes (SCSS), fixed deposits, or post office monthly income scheme (MIS). Many focuses on health insurance to cover hospital costs on the advice of their financial advisor.

Staying Connected and Informed

Social groups and senior clubs help people share tips on health and money. Many elderly join online classes or webinars to learn about new financial tools. This mix of physical activity and financial planning is helping them to lead more confident and independent lives. It is also important to join other hobby related groups for socialisation and avoid complete isolation and loneliness.