Gurugram Police Bust Fake Credit Card Limit Scam: How Fraudsters Trap Victims Through SMS Links

Cyber fraud involving credit cards continues to be a concern, with scammers often luring gullible victims by throwing fake attractive offers as bait. A recent case from Delhi's Janakpuri area has now come to light, showing the risks associated with fraudulent schemes targeting cardholders.

The matter came to light after a victim filed a complaint with Gurugram Police on March 11, 2026, alleging that he was cheated of around Rs 28,000 after receiving a fraudulent link from scammers claiming they could increase his credit card limit. Following the complaint, a case was registered and an investigation was launched.

A police team led by Inspector Naveen Kumar from Gurugram later raided a call centre in Delhi’s Janakpuri area on June 5, and arrested five accused. They were identified as Rahul (33), Anuj Pal (20), Gaurav (24), Mukul Kirar (22) and Anchal (21), all residents of different parts of Delhi, according to a PTI report.

How This Scam Worked

Police investigations revealed that the fraud was carried out through calls promising an increase in credit card limits. The accused allegedly used customer databases to reach out to cardholders and persuaded them to complete a supposed verification process for the upgrade.

Victims were then directed to fraudulent links where they unknowingly shared sensitive card information. The details were allegedly used to make online purchases, with goods either passed on to the alleged operator of the racket or sold in the market. Police said the value of such purchases typically ranged between Rs 5,000 and Rs 7,000.

The group reportedly shifted its base every few weeks and briefly halted activities after carrying out frauds before resuming operations from a different location.

How to Stay Safe

Authorities say fraudsters often rely on urgency and use attractive offers as bait to gain a person’s trust. Consumers are advised to verify any banking-related communication before responding when it involves links or requests for personal information.

Users should always review card statements and transaction notifications which can help identify unusual activity early. In case of any unauthorised transaction, cardholders should contact their bank immediately and take steps to secure their account.