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- COVER STORY
Post the pandemic, many new digital initiatives have emerged, while existing processes have been optimised for investors of mutual funds and stocks. A look at how digitalisation has made a difference to the lives of investors in 2021
The next 10 years may well be about companies that are trying to digitise businesses but fast growth is accompanied by overvaluation and losses
Year 2021 was marked with cryptos making headlines for spikes and crashes, but the bellwether crypto’s volatility may be cooling
While the banking industry was already well ahead of other sectors in terms of digitalisation, the pandemic gave it a renewed push
Insurers of all vintages have adopted technology to innovate in products and services
The real estate industry’s tentative steps towards digitalisation, mostly in the customer experience and documentation segments, show early signs of success
Queries
Direct Plans Are For Savvy Investors
Take a planned approach if investing directly in stocks
Post the pandemic, many new digital initiatives have emerged, while existing processes have been optimised for investors of mutual funds and stocks. A look at how digitalisation has made a difference to the lives of investors in 2021
The next 10 years may well be about companies that are trying to digitise businesses but fast growth is accompanied by overvaluation and losses
Year 2021 was marked with cryptos making headlines for spikes and crashes, but the bellwether crypto’s volatility may be cooling
While the banking industry was already well ahead of other sectors in terms of digitalisation, the pandemic gave it a renewed push
Insurers of all vintages have adopted technology to innovate in products and services
The real estate industry’s tentative steps towards digitalisation, mostly in the customer experience and documentation segments, show early signs of success
OTHER STORIES
Tax authorities have shifted their focus from simply processing taxpayers’ data to proactively tapping sources of income and making the tax processes simpler
In India, high prices and strict transaction rules are encouraging illegal entry of gold, while alternate investment options and an overall change in behaviour of urban consumers is reducing its attraction as an investment
Higher returns and more ways to invest abroad is attracting Indians. Here’s how to go about investing in foreign equity markets
Interest rates are set to rise and bond investors can use floating rate debt funds to benefit from the rise as well as to insulate their debt portfolio returns
The capital markets regulator, Securities and Exchange Board of India (Sebi), has introduced a two-tiered structure for benchmarking of some categories of mutual fund schemes
A good retirement plan covers all the issues that might be considered significant for the individual concerned, and not everyone
If you are planning a trip abroad, remember to pack in an optimum travel insurance policy that covers all possible risks, including medical and other emergencies
A look at where you will pay the lowest EMIs for home, car and personal loans, and get the most out of fixed deposits in these times
With the ongoing digital revolution, even the insurance industry is getting digitalised. Focusing on some specific areas can help the industry flourish more.
Home Buyers’ Guide: Greater Noida
Timely action of switching the portfolio predominantly to debt investments during the Covid-led market crash and then back to equities meant downside was protected and the rebound was utilised
Actor Vicky Kaushal talks about how he doesn’t believe in over-spending
Our Digital Selves
Within the balanced advantage fund universe, conservatively managed funds work well for a wide spectrum of investors
Many investors tend to opt for traditional fixed-return investments even for goals with a horizon of 10-15 years or higher. For all such goals, consider allocating a portion of your money to Balanced Advantage Fund.
Due to improper planning, retirement corpus suffers, eventually leading to downgrading to one’s lifestyle post-retirement.
With the ongoing digital revolution, even the insurance industry is getting digitalised. Focusing on some specific areas can help the industry flourish more.
Work Towards Your Financial Goals
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