Summary of this article
· Bihar Mahila Rojgar Yojana for women offers Rs 10,000 initially, with further fund disbursement based on needs
· Eligible women must join a self-help group to access benefits
· The scheme is implemented by the Rural Development and Urban Development Departments
Bihar Mukhyamantri Mahila Rojgar Yojana was recently launched by Prime Minister Narendra Modi to benefit millions of women in Bihar. The scheme is aimed at encouraging self-employment among women and financially empowering them. During the launch, PM Modi transferred Rs 10,000 to the 75 lakh beneficiaries’ bank accounts through direct benefit transfer (DBT). Notably, the beneficiaries will be given Rs 10,000 directly in their bank account in the first instalment, and an additional financial support of Rs 2 lakh later, after assessing their requirement once they start employment.
The eligible women can use the funds for endeavours such as opening a shop to sell groceries, cosmetics, toys, stationery, etc. They can also use the funds to start an enterprise of their choice, such as poultry farming, agriculture, handicrafts, tailoring, and weaving.
The scheme is available to women in both rural and urban areas. In rural areas, the Rural Development Department implements it through the Bihar Rural Livelihood Promotion Committee (Jeevika). In urban areas, the Urban Development and Housing Department is responsible for implementation. However, many women have not received the funds yet under the scheme as reported by the media. Eligible beneficiaries are confused about where to check the find the status.
How To Check The Status Of Payment Under The Scheme
One can visit the official website for the scheme and submit the concern in the contact us tab.
Applicants may also check with the bank and ask if there is any issue in transferring funds. For instance, the delay might be due to incomplete KYC documents in the bank account or other similar reasons.
One can further inform the self help group or the block officer to find out the reason for delay in credit and to rectify the issue.
Documents Required
To receive financial assistance, applicants need to submit certain documents. Any gap in the documents or mismatch in the information may lead to issues and non-credit of funds.
Here is the list of information and documents one needs to provide while applying for the scheme:
Mobile number
• Mobile number
• Aadhaar number (scanned copies)
• Bank account details or passbook (which includes name, account number, and bank IFSC code)
• Photograph
• Signature
• Details of the type of business
Note that applicant women must be members of a self help group to receive the scheme’s benefits. It is a mandatory requirement. Once an application is submitted, the community resource worker will add the eligible women to the group, and then the scheme’s benefit will be provided to them.
Eligibility Criteria To Join A Self-Help Group
• Applicant woman’s age should be between 18 and 60 years
• The applicant woman or her husband should not be an income tax payer
• The applicant woman or her husband should not be a regular or contractual government employee
The scheme’s benefits are available only for one woman of every family in Bihar who fulfills the other eligibility criteria, too.
