True love for our families is demonstrated not just through the luxuries we provide today, but in the thoughtful plans we put in place to secure their tomorrow. From choosing world-class education for your children, to curating exceptional family holidays and meaningful gifts that reflect deep appreciation — every decision reflects your pursuit of excellence and a desire to provide the very best.
Yet, the ultimate expression of care is in preparing for the unforeseen. Just as an architect brings your vision to life, the right term plan builds a strong foundation for your family’s future — ensuring their lifestyle and dreams are protected, even in your absence. At SBI Life, we aim to secure both your aspirations and your loved ones’ futures.
SBI Life – Smart Shield Premier is an exclusive term insurance solution designed for ultra-high-net-worth individuals (Ultra HNIs) who value comprehensive protection and flexibility. It ensures your legacy endures, with extensive life cover and adaptable options that match with your needs.
1 July 2025
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Key Benefits of SBI Life – Smart Shield Premier:
High Coverage: The premium offering ensures that your legacy continues uninterrupted by providing high value coverage to support your ambition with unwavering reliability.
Flexibility: The plan provides flexibility of paying premium throughout your policy term (Regular Pay) or for a limited period of time (Limited Pay). You can choose your own policy term as per your need with coverage available up to the age of 85 years.
Benefit Options:
Level Cover: Fixed Sum Assured throughout the term for those who prefer a stable, predictable benefit.
Increasing Cover: An ideal choice for those who anticipate rising responsibilities or want to safeguard against inflation. The Sum Assured increases by 10% at the end of every five policy years — up to a maximum of 100% — ensuring your coverage increases with time.
Going beyond conventional protection, SBI Life – Accident Benefit Rider enhances your base policy by offering an additional layer of coverage in the unfortunate event of demise or disability caused by an accident. This rider ensures your family receives not just financial support, but the peace of mind that comes from knowing all contingencies have been adequately considered.
In a world where uncertainty is inevitable, the clarity of having a robust protection plan is a rare and invaluable comfort. With SBI Life – Smart Shield Premier, you don’t just leave behind wealth — you leave behind assurance, dignity, and foresight. Because the most precious legacy isn’t only the life you’ve lived — it’s the life you’ve protected for those who matter most.
Disclaimer: The Views are Personal and not a part of the Outlook Money Editorial Feature
