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Which treatments are covered under health insurance policy?

Policies priced higher for alternate therapies than standard health insurance policies.

Which treatments are covered under health insurance policy?
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My health insurance policy reimburses outpatient (OPD) charges and medicines. I want to know if it also covers Homeopathy and Ayurveda treatment. Are there any policies that cover them? - Aarti Khanna, email 

Typically, health insurance policies exclude Homeopathy, Ayurveda and other alternate therapies. Those that cover alternate medication do so with severe restrictions and are priced higher than a standalone standard health insurance policy, and keep funds to manage OPD and medicine charges from your own pocket.

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