Retirement Planning: Key Tips to Safeguard Your Corpus Against Future Shortfalls

Updated on: 26 October 2025 3:45 pm

Planning Your Retirement

Retirement is a time to enjoy life after years of work. Planning finances ensures your golden years are comfortable and stress-free.

Start saving early to let your investments grow. Use tax-efficient plans like PPF, EPF, and NPS to maximize your retirement corpus.

Align your investments with your retirement goals. Treat money as a tool to grow wealth and generate future income.

Control spending and avoid unnecessary debt. Living within your means increases savings and eases financial pressure during retirement.

Don’t rely only on savings accounts or fixed deposits. Diversify across equity, debt, and other assets to protect against inflation.

Medical costs can drain retirement funds. A plan with critical illness coverage helps protect savings from unexpected health expenses.

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Consider part-time work or passion projects. It generates extra income and keeps you active and engaged post-retirement.

Financial challenges may take time to resolve. Stay proactive and patient as careful planning can secure a fulfilling retirement.

Retirement Planning

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Published At: 26 October 2025 3:45 am