The Unified Pension Scheme (UPS) was implemented on April 1, 2025; however, it does not seem to have many takers yet. As the deadline to switch to the scheme is approaching, the Pension Fund Regulatory and Development Authority (PFRDA) is strengthening efforts to make the decision making easier and the process convenient. Aligning with this objective, the NPS Trust launched a UPS calculator on May 20, 2025, to help subscribers compare UPS with the National Pension System (NPS) and decide what could be better for them.