Summary of this article
Banks closed in some states for Makar Sankranti holidays.
January 14 closures in Gujarat, Odisha, Assam, Arunachal Pradesh.
January 15 closures in southern states and major metros.
As India celebrates harvest festivals such as Makar Sankranti, Lohri, Pongal and Magh Bihu, many customers are checking whether bank branches will remain open. Bank holidays vary by state, according to the annual holiday calendar issued by the Reserve Bank of India (RBI).
According to the RBI holiday list, Makar Sankranti and related harvest festivals are notified as regional bank holidays under the Negotiable Instruments Act. Branch closures depend on the state and the specific festival celebrated.
States Where Banks are Closed on January 14
Banks will remain closed in Gujarat, Odisha, Assam and Arunachal Pradesh on January 14 for Makar Sankranti and Magh Bihu, marking the harvest season in different parts of the country.
States Where Banks are Closed on January 15
On January 15, banks will be closed in Karnataka, Tamil Nadu, Sikkim, Andhra Pradesh and Telangana, as well as major cities including Mumbai, Bengaluru, Chennai and Hyderabad. The closures are for Uttarayana Punyakala, Pongal, Maghe Sankranti and Makara Sankranti, along with municipal corporation elections in Maharashtra.
While physical branches in these states will remain closed on these dates, digital banking services such as Unified Payments Interface (UPI), net banking and ATM withdrawals will continue to be available.
List of all Bank Holidays in January 2026
January 1: New Year's Day or Gaan-Ngai
January 2: New Year Celebration or Mannam Jayanthi
January 3: Birthday of the Hazrat Ali
January 12: Swami Vivekananda birthday
January 14: Makar Sankranti or Magh Bihu
January 15: Uttarayana Punyakala Pongal, Maghe Sankranti Makara Sankranti or election of municipal corporations in Maharashtra
January 16: Thiruvalluvar Day or Kanuma
January 17: Uzhavar Thirunal
January 23: Birth Anniversary of Netaji Subhas Chandra Bose, Saraswati Puja (Shree Panchami), Vir Surendrasai Jayanti or Basanta Panchami
January 26: Republic Day
Customers are advised to check notices regarding holidays for their respective states before visiting bank branches in the month of January as bank holidays vary by location.
