Identify your money personality from our eight categories to know how you invest, spend, and make decisions regarding your finances. The exercise will help ensure you don’t become an impediment to your own wealth creation journey
Being a spendthrift can wreak havoc on your finances if you spend at the cost of saving for your future, or borrow indiscrimanetly to maintain your lifestyle
Being prepared for the future financially makes sense but not at the cost of the present. The trick is to strike the right balance
Postponing things for the future can cost you opportunities. So, get things moving rather than idling over grand plans or waiting for the right moment
Keeping things planned will give you an advantage, but life has its fair share of surprises. So it pays to be flexible enough to change your plans when required
It’s okay to be a calculated risk taker. A little bit of caution can ensure you don’t end up in a mis-adventure, especially when it affects your long-term goals
Not taking any risk is perhaps the greatest risk. Taking moderate risk on your investments, outside of the cocoon of ‘safe’ instruments can offer higher returns
Spotting a trend early can give you an early-mover advantage, but getting it wrong and joining the party late can be a road bump in your financial journey
A minimalist lifestyle gives better control over money, but ensure it aligns with family needs. Also, don’t take earning lightly until the ‘enough’ number is reached
A cautious spender, a risk-taker, a safety seeker, a planner, a procastinator a trend chaser or a money monk
Being a spendthrift can wreak havoc on your finances if you spend at the cost of saving for your future, or borrow indiscrimanetly to maintain your lifestyle
Being prepared for the future financially makes sense but not at the cost of the present. The trick is to strike the right balance
Postponing things for the future can cost you opportunities. So, get things moving rather than idling over grand plans or waiting for the right moment
Keeping things planned will give you an advantage, but life has its fair share of surprises. So it pays to be flexible enough to change your plans when required
It’s okay to be a calculated risk taker. A little bit of caution can ensure you don’t end up in a mis-adventure, especially when it affects your long-term goals
Not taking any risk is perhaps the greatest risk. Taking moderate risk on your investments, outside of the cocoon of ‘safe’ instruments can offer higher returns
Spotting a trend early can give you an early-mover advantage, but getting it wrong and joining the party late can be a road bump in your financial journey
A minimalist lifestyle gives better control over money, but ensure it aligns with family needs. Also, don’t take earning lightly until the ‘enough’ number is reached
A cautious spender, a risk-taker, a safety seeker, a planner, a procastinator a trend chaser or a money monk
Radhika Gupta, managing director and chief executive officer of Edelweiss Mutual Fund, talks about why she thinks SIP numbers are great despite the slight dip in inflows, how nudges can help people behave more sensibly in the markets, the importance of global investing, and how a women-led workplace works. Edited excerpts from an interview with Nidhi Sinha, Editor, Outlook Money
Serviced apartments are sold as lucrative income-generating investment options. But look beyond the glossy brochures, the attractive yield and the hospitality brand name to ascertain the value proposition
Bajaj Mutual Fund recently completed three years in June, even as the parent company, Bajaj Group, completes 100 years in 2026. CEO Ganesh Mohan, in an interview with Outlook Money Editor Nidhi Sinha talks about what differentiates the fund house’s investment strategy and it’s expansion plans, and assesses the current market environment from the investors’ point of view. Edited excerpts:
EFPO has upgraded its system to make it more member-centric. However, subscribers are still facing glitches. Here are the changes and the issues that need to be fixed
Sriram Iyer, managing director and chief executive officer of HDFC Pension Management, talks about National Pension System’s (NPS) Multiple Scheme Framework (MSF) products, how lack of liquidity helps inculcate discipline, and how it remains the cheapest product even after the slight increase in commissions recently. Edited excerpts from an interview with Nidhi Sinha, Editor, Outlook Money
Spending money on lifestyle offers instant gratification, but it comes at a cost when financed through borrowed money only to impress others or feel the dopamine-induced happiness
Anchor investors are large institutional investors, such as mutual funds, insurance companies, pension funds, banks, and foreign portfolio investors who buy large number of shares and act like anchors to an initial public offering. Sebi introduced anchor investor guidelines in 2009 to raise investor confidence in the IPO process, and in 2025-26, revised the anchor allocation framework, reducing the minimum allotment from Rs 10 crore to Rs 5 crore.
