Summary of this article
Biometric UPI transactions crossed 611 million in June 2026.
Total biometric UPI transaction value reached Rs 25,416 crore.
Feature supports savings accounts and RuPay credit card payments.
Payments authorised through biometric authentication on the Unified Payments Interface (UPI) have crossed 611 million transactions in June 2026, with a total transaction value of Rs 25,416 crore, according to data released by the National Payments Corporation of India (NPCI).
Biometric Payments Cross 611 Million
The feature allows users to authorise UPI payments using the fingerprint scanner or facial recognition available on their smartphones instead of entering a UPI PIN. It supports both person-to-person (P2P) and person-to-merchant (P2M) transactions.
The June data has presented the scale at which biometric authentication is being used for UPI payments. The purpose of the feature is to work through the biometric system already available on a compatible smartphone, allowing users to complete transactions without entering a PIN.
RuPay Credit Cards Also Covered
Biometric authentication is also available for RuPay Credit Card transactions made through UPI. Eligible users can approve supported credit card payments using fingerprint or facial recognition on their smartphones.
NPCI noted that the feature is available for both savings accounts and RuPay Credit Card transactions on UPI. This allows users to use the same authentication method across different payment options where the feature is supported.
Available Across Banks And UPI Apps
The biometric verification takes place on the user's device using the smartphone's built-in fingerprint scanner or facial recognition system. Users can access the feature only if it is supported by their bank, UPI application and mobile device.
NPCI added that on-device biometric authentication reduces dependence on UPI PINs, shortens the time taken to complete transactions and improves transaction success rates. It also noted that the feature is available through several banks and UPI applications.
The payment body expects wider availability as more banks and UPI apps introduce biometric authentication for their customers. The feature is already available for eligible RuPay Credit Card transactions on UPI in addition to payments made directly from savings accounts.
UPI has become one of the most widely used digital payment systems in the country for money transfers and merchant payments. Biometric authentication adds another method of authorising eligible UPI transactions by allowing users to verify payments through fingerprint or facial recognition on supported smartphones, instead of using a UPI PIN.
