Chief Minister's Comprehensive Health Insurance Scheme—All You Need To Know

Chief Minister's Comprehensive Health Insurance Scheme, originally called Kalaingar Kaappittu Thittam, was launched in 2009 to provide healthcare to the economically weaker sections of the society in Tamil Nadu. It is a family floater scheme offered by United India Insurance and covers treatments, diagnostics, post-operation check-ups, and care. The scheme provides up to Rs 5 lakh insurance coverage through a network of private and public hospitals. It provides cashless services aimed at ensuring universal health coverage in the state. United India Insurance has partnered with the state's private and public hospitals for the service. Also Read: Should Seniors Consider These 5 Government Health Insurance Policies?

Eligibility Criteria

The beneficiary must be a Tamil Nadu resident with a ration card. Besides the primary member, the spouse, children, and dependent parents are eligible for the scheme. Additionally, the beneficiary must not earn more than Rs 1.2 lakh annually. Migrants from other Indian states with a valid migration certificate from an appropriate authority can also apply.

Key Benefits of the Scheme

The policy covers expensive treatments, reducing the financial burden on the subscriber. The policy provides access to various private and public hospitals, allowing people to choose the one that suits them best.

Documents Required

The applicant must submit an income certificate from the village administrative officer, a ration card, a self-declaration, identity, and address proof, an Aadhar card, and a PAN card (optional) at the enrollment center. The applicant must complete all the required paperwork for verification. They must produce the original documents for the insurance provider for verification. After that, you must complete the biometric information via an eye scan, fingerprints, and a picture. After verification, you will receive an e-card of the policy. Other state governments also provide health insurance to the economically weaker sections of society. For example, Andhra Pradesh provides the Aarogyasri scheme, Gujrat has the Mukhyamantri Amrutum Yojana, Kerala has the Awaz Health Insurance Scheme, etc.